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Inhabit Indiana Closing Cost Assistance Program

Indiana County Community Action Program, Inc. (ICCAP) · Indiana, Pennsylvania

Last verified
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Assistance

$2,000

The maximum the program publishes — not an offer

Income limit

$51,200

The household income limit the program publishes

Repayment

Grant

Not repaid

What is Inhabit Indiana Closing Cost Assistance Program?

Inhabit Indiana Closing Cost Assistance Program is a grant for homebuyers in Indiana, Pennsylvania, administered by Indiana County Community Action Program, Inc. (ICCAP).

  • The Inhabit Indiana Closing Cost Assistance Program is a grant administered by the Indiana County Community Action Program (ICCAP) for buyers purchasing a home within Indiana Borough, PA. Once all program requirements are met, eligible buyers receive a $2,000 grant toward closing costs. Eligibility is income-based, with published household income limits of $41,000 (2 persons), $46,100 (3 persons), and $51,200 (4 persons).
  • Up to $2,000 grant toward closing costs.
  • No repayment (grant).
  • Helps low- to moderate-income households purchase in Indiana Borough.

How much assistance does it provide?

Inhabit Indiana Closing Cost Assistance Program offers up to $2,000 in assistance.

  • Amounts are the program's published maximums, not an offer — Indiana County Community Action Program, Inc. (ICCAP) determines any individual award.

Do you have to pay it back?

Inhabit Indiana Closing Cost Assistance Program is structured as a grant, so it is not repaid.

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Inhabit Indiana Closing Cost Assistance Program is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • Residency: Home being purchased must be located within Indiana Borough, Indiana County, PA.
  • Grant contingent on meeting all program requirements and on grant funding availability. UNCONFIRMED (not on primary source): first-time-homebuyer requirement, credit score, DTI, homebuyer education requirement, eligible property types, eligible loan products, min contribution, max purchase price, participating lenders, funding source, and income limits for household sizes outside 2-4. Loan term: not applicable (grant, no repayment).

The program excludes

  • Households above $51,200

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Inhabit Indiana Closing Cost Assistance Program limits household income to $51,200.

  • The limit applies to total household income, not only the borrower’s.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Where does it apply?

Inhabit Indiana Closing Cost Assistance Program serves buyers purchasing in Indiana, Pennsylvania.

  • The program targets specific areas: Assistance restricted to home purchases within Indiana Borough, Indiana County, PA.

How do you apply?

Applications for Inhabit Indiana Closing Cost Assistance Program go through Indiana County Community Action Program, Inc. (ICCAP), which publishes the current terms and the application steps on its own site.

  1. Contact Indiana County Community Action Program, Inc. (ICCAP) to reserve funds

    Funds are reserved with the provider and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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