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Inhabit Indiana Closing Cost Assistance Program

Inhabit Indiana Closing Cost Assistance Program is a grant for homebuyers in Indiana, Pennsylvania, administered by Indiana County Community Action Program, Inc. (ICCAP).

Last verified Source: Indiana County Community Action Program, Inc. (ICCAP)

The program asks for

  • The home is occupied as a primary residence
  • Residency: Home being purchased must be located within Indiana Borough, Indiana County, PA.
  • Grant contingent on meeting all program requirements and on grant funding availability. Loan term: not applicable (grant, no repayment).
  • A home inside Indiana city limits

It doesn’t cover

  • Households above $51,200
  • Homes outside Indiana

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Income limit

$51,200 household income limit, as the program publishes it

The program states this limit itself. Its official site says how household size changes it.

Where it applies

Indiana’s homes

  • 48.3% single-family
  • 4.5% townhouse
  • 17.8% 2–4 units
  • 29.2% 5+ units
  • 0.2% mobile & other

$135,600

Indiana median home value

78.9%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in Indiana

How to apply

  1. Contact Indiana County Community Action Program, Inc. (ICCAP) to reserve funds

    Funds are reserved with the provider and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is Inhabit Indiana Closing Cost Assistance Program?

Inhabit Indiana Closing Cost Assistance Program is a grant for homebuyers in Indiana, Pennsylvania, administered by Indiana County Community Action Program, Inc. (ICCAP). The Inhabit Indiana Closing Cost Assistance Program is a grant administered by the Indiana County Community Action Program (ICCAP) for buyers purchasing a home within Indiana Borough, PA. Once all program requirements are met, eligible buyers receive a $2,000 grant toward closing costs. Eligibility is income-based, with published household income limits of $41,000 (2 persons), $46,100 (3 persons), and $51,200 (4 persons). Up to $2,000 grant toward closing costs. No repayment (grant). Helps low- to moderate-income households purchase in Indiana Borough.

How much assistance does it provide?

Inhabit Indiana Closing Cost Assistance Program offers up to $2,000 in assistance. Amounts are the program's published maximums, not an offer — Indiana County Community Action Program, Inc. (ICCAP) determines any individual award.

Do you have to pay it back?

Inhabit Indiana Closing Cost Assistance Program is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Inhabit Indiana Closing Cost Assistance Program is open to homebuyers who will live in the home as their primary residence. Residency requirement: Home being purchased must be located within Indiana Borough, Indiana County, PA. Grant contingent on meeting all program requirements and on grant funding availability. Loan term: not applicable (grant, no repayment).

What are the income limits?

Inhabit Indiana Closing Cost Assistance Program limits household income to $51,200. The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Where does it apply?

Inhabit Indiana Closing Cost Assistance Program serves homebuyers purchasing in Indiana, Pennsylvania. The program targets specific areas: Assistance restricted to home purchases within Indiana Borough, Indiana County, PA.

How do you apply?

Applications for Inhabit Indiana Closing Cost Assistance Program go through Indiana County Community Action Program, Inc. (ICCAP), which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for Indiana homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 68 programs for Indiana

Program terms are set by Indiana County Community Action Program, Inc. (ICCAP) and can change; confirm on the official site before you apply.