Assistance grant
Inhabit Indiana Closing Cost Assistance Program
Income limits
Down payment assistance · Indiana County
Buying a home in Indiana, PA
1 Indiana program and 5 statewide.Indiana has 1 program of its own, and 5 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Indiana addresses
Indiana’s own program
The Indiana marketThe Indiana housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Indiana
- 48.3% single-familysingle-family
- 4.5% townhousetownhouse
- 17.8% 2–4 units2–4 units
- 29.2% 5+ unitscondo & apartment buildings (5+ units)
- 0.2% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Indiana’s homes were built
pre-19401970s2020+
78.9%
of Indiana homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$83,800
County area median income, 4 people (HUD)HUD area median income, Indiana County, 4-person household (2026)
$40,857
Indiana median household incomeMedian household income in Indiana (Census, 2024)
9 of the 68 programs here set their income limit as a share of Indiana County’s area median income, adjusted for household size. See the published limits for Indiana County
Free help nearbyFree help near Indiana
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
Indiana questions
Does Indiana have its own down payment program?
Yes, one: Inhabit Indiana Closing Cost Assistance Program, a assistance grant (income limits). It is for homes inside Indiana.
Can I use assistance on a condo in Indiana?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Indiana County?
Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Indiana County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Indiana?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Indiana. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
15701 · 15705
Nearby in Indiana
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.