Philadelphia Home.Buy.Now Employer-Assisted Housing Program
Philadelphia Home.Buy.Now Employer-Assisted Housing Program is a grant for homebuyers in Philadelphia, Pennsylvania, administered by Community & Economic Development (CED) Department of the Urban Affairs Coalition (UAC).
The program asks for
- The home is occupied as a primary residence
- A completed homebuyer education course, through On-site homebuyer workshops provided through the Home.Buy.Now program
- Buyer must be employed by an employer participating in the Home.Buy.Now network, and the employer must contribute toward the purchase (the grant matches the employer's contribution dollar-for-dollar up to $4,000).
- A home inside Philadelphia city limits
It doesn’t cover
- Households above 115% of area median income
- Homes outside Philadelphia
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Income limit
115% of Philadelphia County’s area median income
HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.
Where it applies
Philadelphia’s homesThe homes in Philadelphia
- 8.5% single-familysingle-family
- 55.6% townhousetownhouse
- 14.4% 2–4 units2–4 units
- 21.1% 5+ unitscondo & apartment buildings (5+ units)
- 0.4% mobile & othermobile home & other
$243,100
Philadelphia median home value
83.3%
built before 1980
U.S. Census Bureau, ACS 2024 5-year. More about buying in Philadelphia
How to apply
How to applyThree steps, in this order
Take a homebuyer education course
Required by the program, through On-site homebuyer workshops provided through the Home.Buy.Now program.
Contact Community & Economic Development (CED) Department of the Urban Affairs Coalition (UAC) to reserve funds
Funds are reserved with the provider and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is Philadelphia Home.Buy.Now Employer-Assisted Housing Program?
Philadelphia Home.Buy.Now Employer-Assisted Housing Program is a grant for homebuyers in Philadelphia, Pennsylvania, administered by Community & Economic Development (CED) Department of the Urban Affairs Coalition (UAC). Philadelphia Home.Buy.Now is an employer-assisted housing program administered by the Urban Affairs Coalition's CED department. When a participating employer contributes toward an employee's home purchase, the program provides a dollar-for-dollar matching grant of up to $4,000 to help cover down payment and closing costs. The program also offers on-site homebuyer workshops, discounted housing services, and linkages to other homeownership programs. Dollar-for-dollar matching grant up to $4,000 toward down payment and closing costs. On-site homebuyer workshops. Discounted housing services. Linkages to other homeownership programs. Funding comes from City of Philadelphia Division of Housing & Community Development (DHCD) and Pennsylvania Housing Finance Agency (PHFA).
How much assistance does it provide?
Philadelphia Home.Buy.Now Employer-Assisted Housing Program offers up to $4,000 in assistance. Amounts are the program's published maximums, not an offer — Community & Economic Development (CED) Department of the Urban Affairs Coalition (UAC) determines any individual award.
Do you have to pay it back?
Philadelphia Home.Buy.Now Employer-Assisted Housing Program is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
Philadelphia Home.Buy.Now Employer-Assisted Housing Program is open to homebuyers who will live in the home as their primary residence. A homebuyer education course is required, through On-site homebuyer workshops provided through the Home.Buy.Now program. Buyer must be employed by an employer participating in the Home.Buy.Now network, and the employer must contribute toward the purchase (the grant matches the employer's contribution dollar-for-dollar up to $4,000).
What are the income limits?
Philadelphia Home.Buy.Now Employer-Assisted Housing Program limits household income to 115% of the area median income, which varies by county and household size. Targeted to homebuyers at or below 115% of Area Median Income (AMI). Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
Is there eligibility for specific groups?
Philadelphia Home.Buy.Now Employer-Assisted Housing Program is limited to employees of Employees of organizations enrolled in the Philadelphia Home.Buy.Now employer network. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.
Where does it apply?
Philadelphia Home.Buy.Now Employer-Assisted Housing Program serves homebuyers purchasing in Philadelphia, Pennsylvania.
How do you apply?
Applications for Philadelphia Home.Buy.Now Employer-Assisted Housing Program go through Community & Economic Development (CED) Department of the Urban Affairs Coalition (UAC), which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Philadelphia homebuyersOther programs open to Philadelphia homebuyers
- Turn the KeyUp to $75,000
- PHA Opening Doors to Affordable Homeownership Program (ODAHP)Up to $50,000
- Philly First Home ProgramUp to $10,000
Whether two programs can be combined is up to each agency. Ask before you apply.
All 75 programs for PhiladelphiaProgram terms are set by Community & Economic Development (CED) Department of the Urban Affairs Coalition (UAC) and can change; confirm on the official site before you apply.