hey prescott.
See what you qualify for

Philadelphia Home.Buy.Now Employer-Assisted Housing Program

Community & Economic Development (CED) Department of the Urban Affairs Coalition (UAC) · Philadelphia, Pennsylvania

Last verified
See what you qualify forOfficial program site →
Assistance

$4,000

The maximum the program publishes — not an offer

Income limit

115% AMI

Of area median income; varies by county and household size

Repayment

Grant

Not repaid

What is Philadelphia Home.Buy.Now Employer-Assisted Housing Program?

Philadelphia Home.Buy.Now Employer-Assisted Housing Program is a grant for homebuyers in Philadelphia, Pennsylvania, administered by Community & Economic Development (CED) Department of the Urban Affairs Coalition (UAC).

  • Philadelphia Home.Buy.Now is an employer-assisted housing program administered by the Urban Affairs Coalition's CED department. When a participating employer contributes toward an employee's home purchase, the program provides a dollar-for-dollar matching grant of up to $4,000 to help cover down payment and closing costs. The program also offers on-site homebuyer workshops, discounted housing services, and linkages to other homeownership programs.
  • Dollar-for-dollar matching grant up to $4,000 toward down payment and closing costs.
  • On-site homebuyer workshops.
  • Discounted housing services.
  • Linkages to other homeownership programs.
  • Funding comes from City of Philadelphia Division of Housing & Community Development (DHCD) and Pennsylvania Housing Finance Agency (PHFA).

How much assistance does it provide?

Philadelphia Home.Buy.Now Employer-Assisted Housing Program offers up to $4,000 in assistance.

  • Amounts are the program's published maximums, not an offer — Community & Economic Development (CED) Department of the Urban Affairs Coalition (UAC) determines any individual award.

Do you have to pay it back?

Philadelphia Home.Buy.Now Employer-Assisted Housing Program is structured as a grant, so it is not repaid.

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Philadelphia Home.Buy.Now Employer-Assisted Housing Program is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • A completed homebuyer education course, through On-site homebuyer workshops provided through the Home.Buy.Now program
  • Buyer must be employed by an employer participating in the Home.Buy.Now network, and the employer must contribute toward the purchase (the grant matches the employer's contribution dollar-for-dollar up to $4,000).

The program excludes

  • Households above 115% of area median income

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Philadelphia Home.Buy.Now Employer-Assisted Housing Program limits household income to 115% of the area median income, which varies by county and household size.

  • Targeted to homebuyers at or below 115% of Area Median Income (AMI).
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Is there eligibility for specific groups?

Philadelphia Home.Buy.Now Employer-Assisted Housing Program is limited to employees of Employees of organizations enrolled in the Philadelphia Home.Buy.Now employer network.

  • Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Philadelphia Home.Buy.Now Employer-Assisted Housing Program serves buyers purchasing in Philadelphia, Pennsylvania.

How do you apply?

Applications for Philadelphia Home.Buy.Now Employer-Assisted Housing Program go through Community & Economic Development (CED) Department of the Urban Affairs Coalition (UAC), which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program, through On-site homebuyer workshops provided through the Home.Buy.Now program.

  2. Contact Community & Economic Development (CED) Department of the Urban Affairs Coalition (UAC) to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Philadelphia Home.Buy.Now Employer-Assisted Housing Program, explained

A short, free course on Philadelphia Home.Buy.Now Employer-Assisted Housing Program: what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Other programs in Philadelphia, Pennsylvania

See every program in Philadelphia, Pennsylvania →

90-second match

Not sure which you qualify for?

Answer 9 questions and we'll match you to every program you can actually use — in about 90 seconds. No SSN, no credit pull.

Find my programs