Down payment assistance · South Carolina
Buying a home in Berkeley County, SC
1 city with their own, plus 11 statewide and 62 nationwide.Berkeley has no program that covers the whole county and 1 city with a program of their own. On top of those, 11 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Only inside city limits
1 city with their own program1 Berkeley city with their own program
For a home inside that city.A city program is for a home inside that city.
The Berkeley marketThe Berkeley housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in Berkeley
- 65.7% single-familysingle-family
- 4.6% townhousetownhouse
- 2.8% 2–4 units2–4 units
- 13.2% 5+ unitscondo & apartment buildings (5+ units)
- 13.7% mobile & othermobile home & other
Condos count. 1 of the 2 city programs list condos as eligible. CommunityWorks City of Goose Creek Employer Assisted Homebuyer Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Berkeley’s homes were built
19.4%
of Berkeley homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
The two income figures measure different things. HUD’s area median income is the one programs use. 11 of the 75 programs here set their income limit as a share of Berkeley County’s area median income, adjusted for household size. See the published limits for Berkeley County
Free help in BerkeleyFree help in Berkeley
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
5 cities and placesA to Z
All cities in Berkeley CountyAll 5 cities and places in Berkeley County
has a program of its own
Berkeley questions
Can I use a county program anywhere in Berkeley?
No program here is listed as covering all of Berkeley County. City programs, like Goose Creek’s, are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Berkeley County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do Berkeley programs accept condos?
1 of the 2 city programs list condos as eligible. CommunityWorks City of Goose Creek Employer Assisted Homebuyer Program lists single family. The agency confirms it for the home you choose.
Where can I take a homebuyer class in Berkeley?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.