Forgivable loan
CommunityWorks City of Goose Creek Employer Assisted Homebuyer Program
Income limits · Single Family
Down payment assistance · Berkeley County
Buying a home in Goose Creek, SC
2 Goose Creek programs and 11 statewide.Goose Creek has 2 programs of its own, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Goose Creek’s own programs
Forgivable loan
City Of Goose Creek Employer Assisted Homebuyer Program
Income limits · Single-family detached, condominium, townhouse, PUD · manufactured home on permanent foundation per servicer overlays.
The Goose Creek marketThe Goose Creek housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Goose Creek
- 68.2% single-familysingle-family
- 9.4% townhousetownhouse
- 4.3% 2–4 units2–4 units
- 16.3% 5+ unitscondo & apartment buildings (5+ units)
- 1.8% mobile & othermobile home & other
Condos count. 1 of Goose Creek’s 2 local and county programs accept condos. CommunityWorks City of Goose Creek Employer Assisted Homebuyer Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Goose Creek’s homes were built
pre-19401970s2020+
16.3%
of Goose Creek homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$117,500
County area median income, 4 people (HUD)HUD area median income, Berkeley County, 4-person household (2026)
$88,178
Goose Creek median household incomeMedian household income in Goose Creek (Census, 2024)
11 of the 75 programs here set their income limit as a share of Berkeley County’s area median income, adjusted for household size. See the published limits for Berkeley County
Free help nearbyFree help near Goose Creek
4 HUD-approved counseling agencies within 15 miles4 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across South Carolina and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Goose Creek questions
Does Goose Creek have its own down payment program?
Yes, 2: CommunityWorks City of Goose Creek Employer Assisted Homebuyer Program and City Of Goose Creek Employer Assisted Homebuyer Program. Each is for homes inside Goose Creek.
Can I use assistance on a condo in Goose Creek?
1 of Goose Creek’s 2 local and county programs accept condos. CommunityWorks City of Goose Creek Employer Assisted Homebuyer Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Berkeley County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Berkeley County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Goose Creek?
HUD-approved housing counseling agencies teach homebuyer classes, and 4 agencies are within 15 miles of Goose Creek. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
29445
Nearby in Berkeley
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.