New Level CDC Matching Savings Plan
Assistance grant · Income limit 80% of AMI
See details Jul 2026
Down payment assistance · Tennessee
Buying a home in Davidson County, TN
3 county-wide programs, 1 city with their own, plus 11 statewide and 62 nationwide.Davidson has 3 programs that cover the whole county and 1 city with a program of their own. On top of those, 11 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Anywhere in DavidsonAnywhere in Davidson County
3 programs for every Davidson address3 programs that cover every Davidson address
All 3 are for first-time homebuyers and ask for a homebuyer class.These are run for the whole county, so a home in Nashville, Goodlettsville or Forest Hills can use them. All 3 are for first-time homebuyers and ask for a homebuyer class.
Habitat for Humanity of Greater Nashville Affordable Homeownership Mortgage
First mortgage · New construction · Income limit 80% of AMI
Single Family
See details Jul 2026
Tennessee Downpayment Partnership (AHR)
Silent second · Income limit 80% of AMI
Single Family
See details Jul 2026
AMI is HUD’s area median income for Davidson, adjusted for household size. Each program publishes its own dollar limits.
Only inside city limits
1 city with their own program1 Davidson city with their own program
For a home inside that city, on top of the county-wide 3.A city program is for a home inside that city. Buying there? It sits on top of the 3 county-wide programs above.
The Davidson marketThe Davidson housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in Davidson
- 49.4% single-familysingle-family
- 9.2% townhousetownhouse
- 6.6% 2–4 units2–4 units
- 33.4% 5+ unitscondo & apartment buildings (5+ units)
- 1.5% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Davidson’s homes were built
pre-19401970s2020+
41%
of Davidson homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$116,100
HUD area median income, 4 people (FY2026)HUD area median income, Davidson County, 4-person household (FY2026)
$77,853
Median household income (ACS 2024 5-year)Median household income in Davidson (Census ACS 2024 5-year)
52.8%
of occupied homes are owner-occupied (Tennessee: 66.9%)
The two income figures measure different things. HUD’s area median income is the one programs use. 17 of the 77 programs here set their income limit as a share of Davidson County’s area median income, adjusted for household size. See the published limits for Davidson County
Free help in DavidsonFree help in Davidson
8 HUD-approved counseling agencies with an office in the county8 HUD-approved housing counseling agencies with an office in Davidson County
4 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 4 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Counted from HUD’s list of approved agencies: active offices whose ZIP code is in Davidson County.
6 cities and placesA to Z
All cities in Davidson CountyAll 6 cities and places in Davidson County
has a program of its own
Davidson questions
Can I use a county program anywhere in Davidson?
The 3 county-wide programs cover homes anywhere in the county. City programs, like Nashville’s, are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Davidson County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do Davidson programs accept condos?
Each program sets which kinds of homes it accepts; the program’s page lists them where the agency publishes them.
Where can I take a homebuyer class in Davidson?
HUD-approved housing counseling agencies teach homebuyer classes, and 8 agencies have an office in Davidson County. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.