Second mortgage
THDA Homeownership for Heroes
Income limits · Single Family
Down payment assistance · Davidson County
Buying a home in Nashville, TN
5 Nashville programs and 10 statewide.Nashville has 5 programs of its own, and 10 statewide. Here is what each one offers, and who near you can walk you through it.
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Only for Nashville addresses
Nashville’s own programs
Assistance grant
New Level CDC Matching Savings Plan
First-time homebuyers · Income limits
First mortgage
Habitat for Humanity of Greater Nashville Affordable Homeownership Mortgage
First-time homebuyers · New construction · Income limits · Single Family
Silent second
Tennessee Downpayment Partnership (AHR)
First-time homebuyers · Income limits · Single Family
Down-payment assistance
The Housing Fund Community Land Trust
First-time homebuyers · Income limits
Income limits in Davidson County
How programs here set their income limits
$116,100
County area median income, 4 people (HUD)HUD area median income, Davidson County, 4-person household (2026)
17 of the 77 programs here set their income limit as a share of Davidson County’s area median income, adjusted for household size. See the published limits for Davidson County
Free help nearbyFree help near Nashville
8 HUD-approved counseling agencies within 15 miles8 HUD-approved housing counseling agencies within 15 miles
5 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 5 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Tennessee and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Nashville questions
Does Nashville have its own down payment program?
Yes, 5: THDA Homeownership for Heroes, New Level CDC Matching Savings Plan, Habitat for Humanity of Greater Nashville Affordable Homeownership Mortgage, Tennessee Downpayment Partnership (AHR) and The Housing Fund Community Land Trust. Each is for homes inside Nashville.
Can I use assistance on a condo in Nashville?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Davidson County?
Each program sets its own. 17 of the programs here set theirs as a share of HUD’s area median income for Davidson County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Nashville?
HUD-approved housing counseling agencies teach homebuyer classes, and 8 agencies are within 15 miles of Nashville. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
37201 · 37202 · 37203 · 37204 · 37205 · 37206 · 37207 · 37208 · 37209 · 37210 · 37211 · 37212 · 37213 · 37214 · 37215 · 37216 · 37217 · 37218 · 37219 · 37220 · 37221 · 37222 · 37224 · 37227 · 37228 · 37229 · 37230 · 37232 · 37234 · 37235 · 37236 · 37237 · 37238 · 37239 · 37240 · 37241 · 37242 · 37243 · 37244 · 37245 · 37246 · 37247 · 37248 · 37249 · 37250
Nearby in Davidson
Sources
Sources: agency sites (July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.