See what you qualify for

Down payment assistance

Buying a home in Lakewood, TN

3 county programs and 11 statewide.

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What’s local to Lakewood

No program run for Lakewood alone is listed. A home in Lakewood can use Davidson County’s programs below, plus the Tennessee statewide and federal ones.

The closest city that runs its own program is Nashville, about 10 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Davidson

3 county programs

1 more program is for homes in Nashville. See them
  • Nashville — The Housing Fund Community Land Trust

Income limits in Davidson County

How programs here set their income limits

$116,100
County area median income, 4 people (HUD)

See the published limits for Davidson County

Free help nearby

8 HUD-approved counseling agencies within 15 miles

3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Free account → 90-second match → your counselors · Sign in

Across Tennessee and nationwide

73 statewide & federal programs

Lakewood questions

Does Lakewood have its own down payment program?

No program run for Lakewood alone is listed. A home in Lakewood can use the 3 programs that cover Davidson County and the 11 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Lakewood?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Davidson County?

Each program sets its own. 16 of the programs here set theirs as a share of HUD’s area median income for Davidson County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Lakewood?

HUD-approved housing counseling agencies teach homebuyer classes, and 8 agencies are within 15 miles of Lakewood. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.