FHLBank Dallas HAVEN Program
FHLBank Dallas HAVEN Program is a grant for homebuyers in Texas.
The program asks for
- The home is occupied as a primary residence
- A completed homebuyer education course
- Citizenship or immigration status: yes
- A home in Texas
It doesn’t cover
- Households above 165% of area median income
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Income limit
165% of the area median income where the home is
HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.
Where it applies
Texas’s homesTexas’s homes, and the ones this program accepts
- 64.4% single-familysingle-family
- 2.9% townhousetownhouse
- 5.3% 2–4 units2–4 units
- 20.8% 5+ unitscondo & apartment buildings (5+ units)
- 6.7% mobile & othermobile home & other
A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.
$283,800
Texas median home value
33.2%
built before 1980
U.S. Census Bureau, ACS 2024 5-year.
How to apply
How to applyThree steps, in this order
Take a homebuyer education course
Required by the program before funds are reserved.
Contact the administering agency to reserve funds
Funds are reserved with the provider and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is FHLBank Dallas HAVEN Program?
FHLBank Dallas HAVEN Program is a grant for homebuyers in Texas. The Housing Assistance for Veterans (HAVEN) program provides grants of up to $25,000 per household in Texas to veterans or active-duty service members with a service-related disability, or to Gold Star Families, for down payment/closing costs or home modifications. Households must earn 165% or less of AMI. Grants are distributed through FHLB Dallas member institutions on a first-come, first-served basis. Up to $25,000 grant. For disabled veterans, active-duty service members, Gold Star Families. Down payment or home modifications covered. Distributed through FHLB member institutions. Funding comes from Federal (FHLB).
How much assistance does it provide?
FHLBank Dallas HAVEN Program offers up to $25,000 in assistance. The program can be combined with other assistance, subject to the rules of each. Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.
Do you have to pay it back?
FHLBank Dallas HAVEN Program is structured as a grant, so it is not repaid. The assistance is recorded in Grant (no lien) position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
FHLBank Dallas HAVEN Program is open to homebuyers who will live in the home as their primary residence. A homebuyer education course is required. Citizenship or immigration status: yes.
What are the income limits?
FHLBank Dallas HAVEN Program limits household income to 165% of the area median income, which varies by county and household size. At or below 165% of Area Median Income for the household location. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
What kind of home can it be used for?
FHLBank Dallas HAVEN Program can be used for Single-family. New construction is eligible.
Is there eligibility for specific groups?
FHLBank Dallas HAVEN Program names veterans, active-duty service members, reservists and National Guard members, surviving spouses, and homebuyers with disabilities among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.
Where does it apply?
FHLBank Dallas HAVEN Program serves homebuyers purchasing anywhere in Texas.
How do you apply?
Applications for FHLBank Dallas HAVEN Program go through the administering agency, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Texas homebuyersOther programs open to Texas homebuyers
- FHLBank Dallas HELP ProgramUp to $25,000
- NeighborhoodLIFT ProgramUp to $15,000
- American National Bank of Texas DPA ProgramUp to $7,500
Whether two programs can be combined is up to each agency. Ask before you apply.
All 112 programs for TexasProgram terms are set by the administering agency and can change; confirm on the official site before you apply.