See what you qualify for

FHLBank Dallas HAVEN Program

Texas

Last verified
Assistance

$25,000

The maximum the program publishes — not an offer

Income limit

165% AMI

Of area median income; varies by county and household size

Repayment

Grant

Not repaid

What is FHLBank Dallas HAVEN Program?

FHLBank Dallas HAVEN Program is a grant for homebuyers in Texas.

  • The Housing Assistance for Veterans (HAVEN) program provides grants of up to $25,000 per household in Texas to veterans or active-duty service members with a service-related disability, or to Gold Star Families, for down payment/closing costs or home modifications. Households must earn 165% or less of AMI. Grants are distributed through FHLB Dallas member institutions on a first-come, first-served basis.
  • Up to $25,000 grant.
  • For disabled veterans, active-duty service members, Gold Star Families.
  • Down payment or home modifications covered.
  • Distributed through FHLB member institutions.
  • Funding comes from Federal (FHLB).

How much assistance does it provide?

FHLBank Dallas HAVEN Program offers up to $25,000 in assistance.

  • The program can be combined with other assistance, subject to the rules of each.
  • Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Do you have to pay it back?

FHLBank Dallas HAVEN Program is structured as a grant, so it is not repaid.

  • The assistance is recorded in Grant (no lien) position.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

FHLBank Dallas HAVEN Program is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • A completed homebuyer education course
  • Citizenship or immigration status: yes

The program excludes

  • Households above 165% of area median income

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

FHLBank Dallas HAVEN Program limits household income to 165% of the area median income, which varies by county and household size.

  • At or below 165% of Area Median Income for the household location.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

FHLBank Dallas HAVEN Program can be used for Single-family.

  • New construction is eligible.

Is there eligibility for specific groups?

FHLBank Dallas HAVEN Program names veterans, active-duty service members, reservists and National Guard members, surviving spouses, and buyers with disabilities among the groups it serves.

  • Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

FHLBank Dallas HAVEN Program serves buyers purchasing anywhere in Texas.

How do you apply?

Applications for FHLBank Dallas HAVEN Program go through the administering agency, which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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FHLBank Dallas HAVEN Program, explained

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