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Fort Bend County Down Payment Assistance Program

Fort Bend County Down Payment Assistance Program is a forgivable loan for homebuyers in Fort Bend County, Texas.

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Check if this fits me Official program site ↗

The program asks for

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course
  • Citizenship or immigration status: yes
  • A home in Fort Bend County

It doesn’t cover

  • Households above 120% of area median income
  • Homes outside Fort Bend County

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Income limit

120% of Fort Bend County’s area median income

HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.

$104,000
Area median income, 4-person household (HUD, 2026)
Income limits in Texas

Where it applies

Fort Bend County’s homes

  • 82.9% single-family
  • 1.7% townhouse
  • 1.8% 2–4 units
  • 10.8% 5+ units
  • 2.8% mobile & other

A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.

$374,500

Fort Bend County median home value

12.5%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in Fort Bend County

How to apply

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Free course · 10 minFort Bend County Down Payment Assistance Program, explained

Questions about this program

What is Fort Bend County Down Payment Assistance Program?

Fort Bend County Down Payment Assistance Program is a forgivable loan for homebuyers in Fort Bend County, Texas. The Fort Bend County Housing Finance Corporation offers $10,000 in down payment assistance to qualified first-time homebuyers purchasing a home in Fort Bend County. Funds are awarded on a first-come, first-served basis. Assistance must be repaid when the buyer sells, refinances, or transfers the home. $10,000 down payment assistance. Recycled funding model. First-come first-served availability. Funding comes from Local.

How much assistance does it provide?

Fort Bend County Down Payment Assistance Program offers up to $10,000 in assistance. The program can be combined with other assistance, subject to the rules of each. Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Do you have to pay it back?

Fort Bend County Down Payment Assistance Program is a forgivable loan, so the balance is forgiven once the program's conditions are met. Repayment is triggered by Sale, Refinance, and Transfer. The assistance is recorded in 2nd Lien position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Fort Bend County Down Payment Assistance Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required. Citizenship or immigration status: yes.

What are the income limits?

Fort Bend County Down Payment Assistance Program limits household income to 120% of the area median income, which varies by county and household size. Household income at or below 120% of Area Median Income (AMI). Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Fort Bend County Down Payment Assistance Program can be used for Single-family. New construction is eligible.

Where does it apply?

Fort Bend County Down Payment Assistance Program serves homebuyers purchasing in Fort Bend County, Texas.

How do you apply?

Applications for Fort Bend County Down Payment Assistance Program go through the administering agency, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for Fort Bend County homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 104 programs for Fort Bend County

Program terms are set by the administering agency and can change; confirm on the official site before you apply.