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Statewide programGrant

Houston-Galveston Area Council Community Development Program

Houston-Galveston Area Council Community Development Program is a grant for homebuyers in Texas.

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The program asks for

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • Citizenship or immigration status: yes
  • A home in Texas

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Where it applies

Texas’s homes

  • 64.4% single-family
  • 2.9% townhouse
  • 5.3% 2–4 units
  • 20.8% 5+ units
  • 6.7% mobile & other

A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.

$283,800

Texas median home value

33.2%

built before 1980

U.S. Census Bureau, ACS 2024 5-year.

How to apply

  1. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is Houston-Galveston Area Council Community Development Program?

Houston-Galveston Area Council Community Development Program is a grant for homebuyers in Texas. H-GAC is the regional council of governments for the 13-county Gulf Coast Planning Region including Houston and Galveston. H-GAC administers Community Development Block Grant funds for eligible smaller jurisdictions and provides regional housing coordination but does not directly offer a homebuyer down payment assistance program to individual borrowers. Individual municipalities within the H-GAC region administer their own homebuyer assistance programs. Regional housing coordination for 13-county Southeast Texas area. Administers TxCDBG for eligible jurisdictions. Supports homeownership services as part of community development grants. Funding comes from Federal.

Do you have to pay it back?

Houston-Galveston Area Council Community Development Program is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Houston-Galveston Area Council Community Development Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. Citizenship or immigration status: yes.

What kind of home can it be used for?

Houston-Galveston Area Council Community Development Program can be used for Single-family. New construction is eligible.

Where does it apply?

Houston-Galveston Area Council Community Development Program serves homebuyers purchasing anywhere in Texas.

How do you apply?

Applications for Houston-Galveston Area Council Community Development Program go through the administering agency, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for Texas homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 112 programs for Texas

Program terms are set by the administering agency and can change; confirm on the official site before you apply.