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Jefferson County Down Payment Assistance

Jefferson County, Texas

Last verified
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Income limit

80% AMI

Of area median income; varies by county and household size

Repayment

Grant

Not repaid

What is Jefferson County Down Payment Assistance?

Jefferson County Down Payment Assistance is a grant for homebuyers in Jefferson County, Texas.

  • Legacy CDC operated a down payment assistance program for first-time homebuyers in Beaumont (Jefferson County) providing up to $14,995 funded through the City of Beaumont's HOME Investment Partnerships Program. Note: As of 2024–2025, the Beaumont program is transitioning to close after the City of Beaumont discontinued annual funding; current clients have been redirected to Legacy CDC's Port Arthur office.
  • Up to $14,995 in down payment assistance.
  • Targets first-time homebuyers in Beaumont city limits.
  • HUD-approved counseling agency.
  • Partnership with City of Beaumont HOME funds.
  • Funding comes from Federal.

Do you have to pay it back?

Jefferson County Down Payment Assistance is structured as a grant, so it is not repaid.

  • The assistance is recorded in 2nd Lien position.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Jefferson County Down Payment Assistance is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course
  • Citizenship or immigration status: yes

The program excludes

  • Households above 80% of area median income

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Jefferson County Down Payment Assistance limits household income to 80% of the area median income, which varies by county and household size.

  • Household income between 30% and 80% of Area Median Income.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Jefferson County Down Payment Assistance can be used for Single-family.

  • New construction is eligible.

Where does it apply?

Jefferson County Down Payment Assistance serves buyers purchasing in Jefferson County, Texas.

How do you apply?

Applications for Jefferson County Down Payment Assistance go through the administering agency, which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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