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Jefferson County Down Payment Assistance

Jefferson County Down Payment Assistance is a grant for homebuyers in Jefferson County, Texas.

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Check if this fits me Official program site ↗

The program asks for

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course
  • Citizenship or immigration status: yes
  • A home in Jefferson County

It doesn’t cover

  • Households above 80% of area median income
  • Homes outside Jefferson County

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Income limit

80% of Jefferson County’s area median income

HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.

$87,700
Area median income, 4-person household (HUD, 2026)
Income limits in Texas

Where it applies

Jefferson County’s homes

  • 70.9% single-family
  • 2.5% townhouse
  • 5.8% 2–4 units
  • 17.2% 5+ units
  • 3.6% mobile & other

A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.

$169,500

Jefferson County median home value

54.3%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in Jefferson County

How to apply

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is Jefferson County Down Payment Assistance?

Jefferson County Down Payment Assistance is a grant for homebuyers in Jefferson County, Texas. Legacy CDC operated a down payment assistance program for first-time homebuyers in Beaumont (Jefferson County) providing up to $14,995 funded through the City of Beaumont's HOME Investment Partnerships Program. Note: As of 2024–2025, the Beaumont program is transitioning to close after the City of Beaumont discontinued annual funding; current clients have been redirected to Legacy CDC's Port Arthur office. Up to $14,995 in down payment assistance. Targets first-time homebuyers in Beaumont city limits. HUD-approved counseling agency. Partnership with City of Beaumont HOME funds. Funding comes from Federal.

Do you have to pay it back?

Jefferson County Down Payment Assistance is structured as a grant, so it is not repaid. The assistance is recorded in 2nd Lien position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Jefferson County Down Payment Assistance is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required. Citizenship or immigration status: yes.

What are the income limits?

Jefferson County Down Payment Assistance limits household income to 80% of the area median income, which varies by county and household size. Household income between 30% and 80% of Area Median Income. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Jefferson County Down Payment Assistance can be used for Single-family. New construction is eligible.

Where does it apply?

Jefferson County Down Payment Assistance serves homebuyers purchasing in Jefferson County, Texas.

How do you apply?

Applications for Jefferson County Down Payment Assistance go through the administering agency, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for Jefferson County homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 104 programs for Jefferson County

Program terms are set by the administering agency and can change; confirm on the official site before you apply.