Neighborhood Housing Services of San Antonio

Neighborhood Housing Services of San Antonio is a grant for homebuyers in San Antonio, Texas. NHS of San Antonio provides up to $12,000 in down payment and closing cost assistance to first-time homebuyers purchasing in Bexar County or surrounding counties. Assistance is structured as a second mortgage loan at a competitive interest rate. Buyers must be pre-approved for a first-lien mortgage through a participating lender. Up to $12,000 second mortgage. First-time homebuyer focus. Bexar County coverage. HUD education required. Funding comes from Nonprofit.

Neighborhood Housing Services of San Antonio offers up to $12,000 in assistance. The program can be combined with other assistance, subject to the rules of each. Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Neighborhood Housing Services of San Antonio is structured as a grant, so it is not repaid. Repayment is triggered by Sale, Refinance, and No Longer Primary. The assistance is recorded in 2nd Lien position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Neighborhood Housing Services of San Antonio is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. The program lists a minimum credit score of 580. A homebuyer education course is required. Citizenship or immigration status: yes.

Neighborhood Housing Services of San Antonio sets its income limit as follows: Must meet NHS income guidelines; targets low-to-moderate income households in Bexar County. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Neighborhood Housing Services of San Antonio can be used for Single-family. New construction is eligible.

Neighborhood Housing Services of San Antonio serves homebuyers purchasing in San Antonio, Texas.

Applications for Neighborhood Housing Services of San Antonio go through the administering agency, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.