Neighborhood Housing Services of San Antonio
Assistance grant · New construction · Income limits
Single-family
See details Jul 2026
Down payment assistance · Texas
Buying a home in Bexar County, TX
4 county-wide programs, 1 city with their own, plus 41 statewide and 62 nationwide.Bexar has 4 programs that cover the whole county and 1 city with a program of their own. On top of those, 41 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Anywhere in BexarAnywhere in Bexar County
4 programs for every Bexar address4 programs that cover every Bexar address
All 4 ask for a homebuyer class.These are run for the whole county, so a home in San Antonio, Schertz or Converse can use them. All 4 ask for a homebuyer class.
Home Ownership Program for Employees (HOPE)
Forgivable loan · Forgiven over 10 yrs · Income limit 120% of AMI
Single-family detached, townhouse, condominium, PUD, 1-unit only.
See details Jul 2026
Housing Authority of Bexar County FSS Program
Assistance grant · New construction · Income limits
Single-family
See details Aug 2026
Middle Income Homeownership Program
Forgivable loan · Forgiven over 10 yrs · Income limit 80% of AMI
Single-family detached, townhouse, condominium, PUD, 1-unit only.
See details Jul 2026
AMI is HUD’s area median income for Bexar, adjusted for household size. Each program publishes its own dollar limits.
Only inside city limits
1 city with their own program1 Bexar city with their own program
For a home inside that city, on top of the county-wide 4.A city program is for a home inside that city. Buying there? It sits on top of the 4 county-wide programs above.
The Bexar marketThe Bexar housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in Bexar
- 64.2% single-familysingle-family
- 2.3% townhousetownhouse
- 6.1% 2–4 units2–4 units
- 24.8% 5+ unitscondo & apartment buildings (5+ units)
- 2.7% mobile & othermobile home & other
Condos count. 2 of the 4 county-wide programs and 3 of the 7 city programs list condos as eligible.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Bexar’s homes were built
pre-19401970s2020+
36.3%
of Bexar homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$100,600
HUD area median income, 4 people (FY2026)HUD area median income, Bexar County, 4-person household (FY2026)
$72,341
Median household income (ACS 2024 5-year)Median household income in Bexar (Census ACS 2024 5-year)
58.8%
of occupied homes are owner-occupied (Texas: 62.6%)
The two income figures measure different things. HUD’s area median income is the one programs use. 26 of the 114 programs here set their income limit as a share of Bexar County’s area median income, adjusted for household size. See the published limits for Bexar County
Free help in BexarFree help in Bexar
5 HUD-approved counseling agencies with an office in the county5 HUD-approved housing counseling agencies with an office in Bexar County
10 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.10 of the 11 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Counted from HUD’s list of approved agencies: active offices whose ZIP code is in Bexar County.
26 cities and placesA to Z
All cities in Bexar CountyAll 26 cities and places in Bexar County
has a program of its own
- Alamo Heights
- Balcones Heights
- Castle Hills
- China Grove
- Converse
- Cross Mountain
- Elmendorf
- Helotes
- Hill Country Village
- Hollywood Park
- Kirby
- Lackland Air Force Base
- Leon Valley
- Live Oak
- Olmos Park
- Saint Hedwig
- San Antonio
- Scenic Oaks
- Schertz
- Shavano Park
- Somerset
- Terrell Hills
- Timberwood Park
- Universal City
- Von Ormy
- Windcrest
Bexar questions
Can I use a county program anywhere in Bexar?
The 4 county-wide programs cover homes anywhere in the county. City programs, like San Antonio’s, are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Bexar County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do Bexar programs accept condos?
2 of the 4 county-wide programs and 3 of the 7 city programs list condos as eligible. The agency confirms it for the home you choose.
Where can I take a homebuyer class in Bexar?
HUD-approved housing counseling agencies teach homebuyer classes, and 5 agencies have an office in Bexar County. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.