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Public Servant Next Door Program

Texas

Last verified
Repayment

Grant

Not repaid

What is Public Servant Next Door Program?

Public Servant Next Door Program is a grant for homebuyers in Texas.

  • The Public Servant Next Door Program helps federal, state, county, and city government employees access non-repayable housing grants of up to $9,000 plus additional down payment assistance up to $24,000, depending on location, household income, and available public-sector programs. There is no first-time homebuyer requirement. The program also includes a free appraisal credit (up to $545), discounted title fees, and dedicated buyer's agent support.
  • Grants up to $9,000 (non-repayable).
  • Total assistance up to $24,000.
  • No application fees.
  • Free appraisal credit.
  • Dedicated buyer's agent.
  • Available for repeat buyers.
  • Funding comes from Various (state, local, and private programs accessed through the platform).

Do you have to pay it back?

Public Servant Next Door Program is structured as a grant, so it is not repaid.

  • The assistance is recorded in Grant (no lien) position.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Public Servant Next Door Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • Citizenship or immigration status: yes

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Public Servant Next Door Program sets its income limit as follows: Varies by location; income-qualified based on local DPA program accessed.

  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Public Servant Next Door Program can be used for Single-family.

  • New construction is eligible.

Is there eligibility for specific groups?

Public Servant Next Door Program names veterans, educators, law enforcement officers, firefighters, and healthcare workers among the groups it serves.

  • Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Public Servant Next Door Program serves buyers purchasing anywhere in Texas.

How do you apply?

Applications for Public Servant Next Door Program go through the administering agency, which publishes the current terms and the application steps on its own site.

  1. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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Public Servant Next Door Program, explained

A short, free course on Public Servant Next Door Program: what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

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