Public Servant Next Door Program
Public Servant Next Door Program is a grant for homebuyers in Texas.
The program asks for
- First-time homebuyer — the program sets its own definition
- The home is occupied as a primary residence
- Citizenship or immigration status: yes
- A home in Texas
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Where it applies
Texas’s homesTexas’s homes, and the ones this program accepts
- 64.4% single-familysingle-family
- 2.9% townhousetownhouse
- 5.3% 2–4 units2–4 units
- 20.8% 5+ unitscondo & apartment buildings (5+ units)
- 6.7% mobile & othermobile home & other
A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.
$283,800
Texas median home value
33.2%
built before 1980
U.S. Census Bureau, ACS 2024 5-year.
How to apply
How to applyTwo steps, in this order
Contact the administering agency to reserve funds
Funds are reserved with the provider and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is Public Servant Next Door Program?
Public Servant Next Door Program is a grant for homebuyers in Texas. The Public Servant Next Door Program helps federal, state, county, and city government employees access non-repayable housing grants of up to $9,000 plus additional down payment assistance up to $24,000, depending on location, household income, and available public-sector programs. There is no first-time homebuyer requirement. The program also includes a free appraisal credit (up to $545), discounted title fees, and dedicated buyer's agent support. Grants up to $9,000 (non-repayable). Total assistance up to $24,000. No application fees. Free appraisal credit. Dedicated buyer's agent. Available for repeat buyers. Funding comes from Various (state, local, and private programs accessed through the platform).
Do you have to pay it back?
Public Servant Next Door Program is structured as a grant, so it is not repaid. The assistance is recorded in Grant (no lien) position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
Public Servant Next Door Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. Citizenship or immigration status: yes.
What are the income limits?
Public Servant Next Door Program sets its income limit as follows: Varies by location; income-qualified based on local DPA program accessed. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
What kind of home can it be used for?
Public Servant Next Door Program can be used for Single-family. New construction is eligible.
Is there eligibility for specific groups?
Public Servant Next Door Program names veterans, educators, law enforcement officers, firefighters, and healthcare workers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.
Where does it apply?
Public Servant Next Door Program serves homebuyers purchasing anywhere in Texas.
How do you apply?
Applications for Public Servant Next Door Program go through the administering agency, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Texas homebuyersOther programs open to Texas homebuyers
- FHLBank Dallas HAVEN ProgramUp to $25,000
- FHLBank Dallas HELP ProgramUp to $25,000
- NeighborhoodLIFT ProgramUp to $15,000
Whether two programs can be combined is up to each agency. Ask before you apply.
All 112 programs for TexasProgram terms are set by the administering agency and can change; confirm on the official site before you apply.