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Teacher Down Payment Assistance Program

Texas

Last verified
Repayment

Grant

Not repaid

What is Teacher Down Payment Assistance Program?

Teacher Down Payment Assistance Program is a grant for homebuyers in Texas.

  • The Teacher Next Door Program helps Texas teachers and school staff (PreK–12 teachers, administrators, aides, and non-instructional school employees) access home buying grants of up to $9,000 plus additional down payment assistance up to $24,000. Program specialists identify applicable state and local government grants, which can be combined with the Teacher Next Door benefit. The TSAHC Homes for Texas Heroes program is also available to qualifying educators.
  • Grants up to $9,000.
  • Total DPA up to $24,000.
  • No application fees.
  • Stackable with state programs like TSAHC.
  • Free appraisal credit.
  • Funding comes from Various (state, local, and private programs bundled through the platform).

Do you have to pay it back?

Teacher Down Payment Assistance Program is structured as a grant, so it is not repaid.

  • The assistance is recorded in Grant (no lien) position.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Teacher Down Payment Assistance Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • Citizenship or immigration status: yes

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Teacher Down Payment Assistance Program sets its income limit as follows: Varies by location and underlying DPA program accessed.

  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Teacher Down Payment Assistance Program can be used for Single-family.

  • New construction is eligible.

Is there eligibility for specific groups?

Teacher Down Payment Assistance Program names educators among the groups it serves.

  • Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Teacher Down Payment Assistance Program serves buyers purchasing anywhere in Texas.

How do you apply?

Applications for Teacher Down Payment Assistance Program go through the administering agency, which publishes the current terms and the application steps on its own site.

  1. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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Teacher Down Payment Assistance Program, explained

A short, free course on Teacher Down Payment Assistance Program: what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

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