Texas EMS Down Payment Assistance Program

Texas EMS Down Payment Assistance Program is a grant for homebuyers in Texas. TSAHC's Homes for Texas Heroes program provides down payment assistance of 2-5% of the loan amount to full-time emergency medical personnel including emergency care attendants, EMTs, EMT-intermediates, EMT-paramedics, and licensed paramedics. Assistance can be a non-repayable grant or a forgivable second lien forgiven after 3 years of owner-occupancy. Minimum 620 credit score required. Down payment assistance grant or forgivable 2nd lien. 30-year fixed rate mortgage. Available to full-time EMTs, paramedics, and emergency care attendants. MCC available for first-time buyers. Funding comes from State.

Texas EMS Down Payment Assistance Program is structured as a grant, so it is not repaid. Repayment is triggered by Sale and Refinance. The assistance is recorded in 2nd Lien position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Texas EMS Down Payment Assistance Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. The program lists a minimum credit score of 620. A homebuyer education course is required. Citizenship or immigration status: yes.

Texas EMS Down Payment Assistance Program sets its income limit as follows: Income limits vary by county; must meet TSAHC Homes for Texas Heroes income requirements. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Texas EMS Down Payment Assistance Program can be used for Single-family. New construction is eligible.

Texas EMS Down Payment Assistance Program names firefighters among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Texas EMS Down Payment Assistance Program serves homebuyers purchasing anywhere in Texas. The program gives priority to designated target areas, so the address matters as well as the county.

Applications for Texas EMS Down Payment Assistance Program go through the administering agency, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.