Texas Police Officers DPA Program

Texas Police Officers DPA Program is a grant for homebuyers in Texas. Under TSAHC's Homes for Texas Heroes program, full-time peace officers licensed through the Texas Commission on Law Enforcement (TCOLE) are eligible for down payment assistance of 2-5% of the loan amount. Assistance can be a non-repayable grant or a forgivable second lien, forgiven if the home is not sold or refinanced within 3 years. A 620 minimum credit score is required. Down payment assistance grant or forgivable 2nd lien. 30-year fixed rate mortgage. Available to full-time TCOLE-licensed peace officers. MCC available for first-time buyers. Funding comes from State.

Texas Police Officers DPA Program is structured as a grant, so it is not repaid. Repayment is triggered by Sale and Refinance. The assistance is recorded in 2nd Lien position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Texas Police Officers DPA Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. The program lists a minimum credit score of 620. A homebuyer education course is required. Citizenship or immigration status: yes.

Texas Police Officers DPA Program sets its income limit as follows: Income limits vary by county; must meet TSAHC Homes for Texas Heroes income requirements. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Texas Police Officers DPA Program can be used for Single-family. New construction is eligible.

Texas Police Officers DPA Program names law enforcement officers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Texas Police Officers DPA Program serves homebuyers purchasing anywhere in Texas. The program gives priority to designated target areas, so the address matters as well as the county.

Applications for Texas Police Officers DPA Program go through the administering agency, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.