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Texas Police Officers DPA Program

Texas

Last verified
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Assistance

5%

Of the purchase price, as the program sets it

Repayment

Grant

Not repaid

What is Texas Police Officers DPA Program?

Texas Police Officers DPA Program is a grant for homebuyers in Texas.

  • Under TSAHC's Homes for Texas Heroes program, full-time peace officers licensed through the Texas Commission on Law Enforcement (TCOLE) are eligible for down payment assistance of 2-5% of the loan amount. Assistance can be a non-repayable grant or a forgivable second lien, forgiven if the home is not sold or refinanced within 3 years. A 620 minimum credit score is required.
  • Down payment assistance grant or forgivable 2nd lien.
  • 30-year fixed rate mortgage.
  • Available to full-time TCOLE-licensed peace officers.
  • MCC available for first-time buyers.
  • Funding comes from State.

How much assistance does it provide?

Texas Police Officers DPA Program provides assistance worth 5% of the purchase price, as set by the program.

  • The program can be combined with other assistance, subject to the rules of each.
  • Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Do you have to pay it back?

Texas Police Officers DPA Program is structured as a grant, so it is not repaid.

  • Repayment is triggered by Sale and Refinance.
  • The assistance is recorded in 2nd Lien position.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Texas Police Officers DPA Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A minimum 620 credit score
  • A completed homebuyer education course
  • Citizenship or immigration status: yes

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Texas Police Officers DPA Program sets its income limit as follows: Income limits vary by county; must meet TSAHC Homes for Texas Heroes income requirements.

  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Texas Police Officers DPA Program can be used for Single-family.

  • New construction is eligible.

Is there eligibility for specific groups?

Texas Police Officers DPA Program names law enforcement officers among the groups it serves.

  • Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Texas Police Officers DPA Program serves buyers purchasing anywhere in Texas.

  • The program gives priority to designated target areas, so the address matters as well as the county.

How do you apply?

Applications for Texas Police Officers DPA Program go through the administering agency, which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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