Down Payment Assistance

What is Down Payment Assistance?

Down Payment Assistance is a grant for homebuyers in West Jordan, Utah.

• West Jordan City's Down Payment Assistance grant for first-time homebuyers (higher income tier) provides ~$10,000 in DPA for primary-residence purchases in West Jordan City. 5-year affordability period; grant forgiven on continued occupancy.
• Down payment assistance grant up to ~$10,000 for income-eligible first-time homebuyers purchasing a primary residence in West Jordan City. Income range $64,700-$122,000 (up to ~100% AMI for Salt Lake County). 5-year occupancy/affordability period.
• grant forgiven if borrower stays.
• Funding comes from Local, HOME, and CDBG.

How much assistance does it provide?

Down Payment Assistance offers up to $10,000 in assistance.

• Buyer contribution: Minimum $1,000 borrower contribution.
• The program can be combined with other assistance, subject to the rules of each.
• Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Do you have to pay it back?

Down Payment Assistance is structured as a grant, so it is not repaid.

• Repayment is triggered by Forgiven over 5-year affordability period and due on sale, refinance, or non-occupancy.
• The assistance is recorded in Grant - secured by 5-year affordability lien position.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Down Payment Assistance is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

Down Payment Assistance limits household income to 100% of the area median income, which varies by county and household size.

• Income range $64,700-$122,000 by household size; up to ~100% AMI for Salt Lake County HUD limits.
• The limit applies to total household income, not only the borrower’s.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Down Payment Assistance caps the purchase price as follows: Per HOME-program purchase price limit if HOME-funded.

• Eligible property types include Single-family detached, townhouse, condominium, PUD.
• New construction is eligible.
• Manufactured homes are not eligible.

Is there eligibility for specific groups?

Down Payment Assistance names active-duty service members, reservists and National Guard members, surviving spouses, and healthcare workers among the groups it serves.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Down Payment Assistance serves buyers purchasing in West Jordan, Utah.

How do you apply?

Applications for Down Payment Assistance go through the administering agency, which publishes the current terms and the application steps on its own site.

1. 1

   Take a homebuyer education course

   Required by the program, through HUD-approved homebuyer education required (CDCU, NeighborWorks)..

2. 2

   Contact the administering agency to reserve funds

   Funds are reserved through Borrower applies through West Jordan Community Development; reservation upon approval., and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.