Down Payment Assistance

Down Payment Assistance is a grant for homebuyers in West Jordan, Utah. West Jordan City's Down Payment Assistance grant for first-time homebuyers (higher income tier) provides ~$10,000 in DPA for primary-residence purchases in West Jordan City. 5-year affordability period; grant forgiven on continued occupancy. Down payment assistance grant up to ~$10,000 for income-eligible first-time homebuyers purchasing a primary residence in West Jordan City. Income range $64,700-$122,000 (up to ~100% AMI for Salt Lake County). 5-year occupancy/affordability period. grant forgiven if borrower stays. Funding comes from Local, HOME, and CDBG.

Down Payment Assistance offers up to $10,000 in assistance. Homebuyer contribution: Minimum $1,000 borrower contribution. The program can be combined with other assistance, subject to the rules of each. Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Down Payment Assistance is structured as a grant, so it is not repaid. Repayment is triggered by Forgiven over 5-year affordability period and due on sale, refinance, or non-occupancy. The assistance is recorded in Grant - secured by 5-year affordability lien position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Down Payment Assistance is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. On credit, the program states: Per first-mortgage lender. A homebuyer education course is required, through HUD-approved homebuyer education required (CDCU, NeighborWorks). Residency requirement: Property must be in West Jordan City. Citizenship or immigration status: Per HOME/CDBG eligible-status rules. First-time homebuyer (no primary-residence ownership in last 3 years). Household income $64,700-$122,000 by household size (up to ~100% AMI Salt Lake County). Property must be in West Jordan City. Minimum $1,000 borrower contribution. Must complete HUD-approved homebuyer education. 5-year affordability period.

Down Payment Assistance limits household income to 100% of the area median income, which varies by county and household size. Income range $64,700-$122,000 by household size; up to ~100% AMI for Salt Lake County HUD limits. The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Down Payment Assistance caps the purchase price as follows: Per HOME-program purchase price limit if HOME-funded. Eligible property types include Single-family detached, townhouse, condominium, PUD. New construction is eligible. Manufactured homes are not eligible.

Down Payment Assistance names active-duty service members, reservists and National Guard members, surviving spouses, and healthcare workers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Down Payment Assistance serves homebuyers purchasing in West Jordan, Utah.

Applications for Down Payment Assistance go through the administering agency, which publishes the current terms and the application steps on its own site. Funds are reserved through Borrower applies through West Jordan Community Development; reservation upon approval. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.