West Jordan Down Payment Assistance Program

What is West Jordan Down Payment Assistance Program?

West Jordan Down Payment Assistance Program is a forgivable loan for homebuyers in West Jordan, Utah, administered by City of West Jordan (CDBG/HOME).

• The City of West Jordan provides a grant of up to $10,000 toward one-half of the required down payment and one-time closing costs for buyers purchasing an owner-occupied home in West Jordan, funded with CDBG/HOME dollars. Most grants average $6,900-$8,000. The City holds a second-position lien; the grant is fully forgiven after five years of owner-occupancy (20% per completed year if sold earlier).
• Grant up to $10,000 (typically $6,900-$8,000) for one-half of required down payment and one-time closing costs.
• Forgiven over five years.

How much assistance does it provide?

West Jordan Down Payment Assistance Program offers up to $10,000 in assistance.

• Award tiers: Limited to one-half of required down payment plus one-time closing costs, capped at $10,000.
• Buyer contribution: Minimum $2,500 documented own-cash (not gifted or seller/realtor-provided).
• Amounts are the program's published maximums, not an offer — City of West Jordan (CDBG/HOME) determines any individual award.

Do you have to pay it back?

West Jordan Down Payment Assistance Program is forgiven after 5 years, so a buyer who stays that long does not repay it.

• Repayment is triggered by Sale or loss of owner-occupancy within five years; 20% forgiven per completed year, remaining balance due.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

West Jordan Down Payment Assistance Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

West Jordan Down Payment Assistance Program limits household income to $73,750.

• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

West Jordan Down Payment Assistance Program caps the purchase price as follows: No stated max purchase price, but assistance may not exceed 100% of appraised value.

• Eligible property types include Single Family, Condo, and Townhouse.
• New construction is eligible.
• Manufactured homes are not eligible.

Where does it apply?

West Jordan Down Payment Assistance Program serves buyers purchasing in West Jordan, Utah.

How do you apply?

Applications for West Jordan Down Payment Assistance Program go through City of West Jordan (CDBG/HOME), which publishes the current terms and the application steps on its own site.

1. 1

   Take a homebuyer education course

   Required by the program, through HUD-approved homebuyer education; classes via CDC (Community Development Corporation) (801) 994-7222. Certificate required before closing..

2. 2

   Contact City of West Jordan (CDBG/HOME) to reserve funds

   Funds are reserved with the provider and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.