Repayable second loan
City of Wausau Down Payment Assistance Program
New construction · Income limits · Single Family
Down payment assistance · Marathon County
Buying a home in Wausau, WI
1 Wausau program and 10 statewide.Wausau has 1 program of its own, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Wausau addresses
Wausau’s own program
The Wausau marketThe Wausau housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Wausau
- 63.2% single-familysingle-family
- 2.3% townhousetownhouse
- 10.7% 2–4 units2–4 units
- 23.4% 5+ unitscondo & apartment buildings (5+ units)
- 0.4% mobile & othermobile home & other
About condos. Wausau’s one local program does not list condos as eligible. City of Wausau Down Payment Assistance Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Wausau’s homes were built
pre-19401970s2020+
69.3%
of Wausau homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$103,600
County area median income, 4 people (HUD)HUD area median income, Marathon County, 4-person household (2026)
$64,389
Wausau median household incomeMedian household income in Wausau (Census, 2024)
12 of the 73 programs here set their income limit as a share of Marathon County’s area median income, adjusted for household size. See the published limits for Marathon County
Free help nearbyFree help near Wausau
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Wausau’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.City of Wausau Down Payment Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Wisconsin and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Wausau questions
Does Wausau have its own down payment program?
Yes, one: City of Wausau Down Payment Assistance Program, a repayable second loan (new construction, income limits). It is for homes inside Wausau.
Can I use assistance on a condo in Wausau?
Wausau’s one local program does not list condos as eligible. City of Wausau Down Payment Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Marathon County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Marathon County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Wausau?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Wausau. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
54401 · 54402 · 54403
Nearby in Marathon
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.