Waterbury HOME Homebuyer Assistance Program

Waterbury HOME Homebuyer Assistance Program是面向Waterbury，Connecticut购房者的延期第二贷款，由City of Waterbury Office of Community Development (Housing Assistance Programs)管理。 The City of Waterbury Office of Community Development administers a HOME-funded homebuyer assistance program providing direct subsidy (down payment/closing cost assistance and/or purchase-price write-down) to income-eligible buyers purchasing in Waterbury. Assistance is a recapture loan secured by a recorded Declaration of Land Use Restrictive Covenant, with principal forgiven evenly over an affordability period that scales with the subsidy (5, 10, or 15 years). Direct down payment and/or closing cost assistance for income-eligible Waterbury homebuyers. Forgiven evenly over the affordability period if owner-occupancy is maintained. 资金来自Federal HOME Investment Partnerships Program funds (City of Waterbury is a HOME participating jurisdiction)。

Waterbury HOME Homebuyer Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale, transfer, or conveyance of the HOME-assisted unit during the affordability period, or failure to maintain it as principal residence, triggers the HOME loan becoming due (reduced per the Promissory Note). Principal decreases evenly over the affordability period. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Waterbury HOME Homebuyer Assistance Program面向将房屋作为主要住所自住的购房者。 Documented in the City's HUD Consolidated/Annual Action Plan (24 CFR 92.254 recapture guidelines); the City publishes no standalone homebuyer brochure/term sheet/application/income table online. Income limit confirmed via HOME 80% HAMFI / CT DOH 80% AMI chart. Verify amounts/eligibility/open status with Michael Buckley, Dir. of Housing Assistance, (203) 346-3810 x7005, mbuckley@waterburyct.org before publishing.

Waterbury HOME Homebuyer Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 HOME: household income at or below 80% of HUD Area Median Family Income for the Waterbury, CT HUD Metro FMR Area. CT DOH HUD 80% AMI (Waterbury): 1p $54,950; 2p $62,800; 3p $70,650; 4p $78,500; 5p $84,800; 6p $91,100; 7p $97,350; 8p $103,650. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Waterbury HOME Homebuyer Assistance Program可用于Single Family。 新建房屋符合条件。

Waterbury HOME Homebuyer Assistance Program服务于在Waterbury，Connecticut购房的购房者。

Waterbury HOME Homebuyer Assistance Program的申请通过City of Waterbury Office of Community Development (Housing Assistance Programs)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。