West Haven First-Time Homebuyer Down Payment Assistance Program

West Haven First-Time Homebuyer Down Payment Assistance Program是面向West Haven，Connecticut购房者的可免除贷款，由City of West Haven Community Development Administration (CDA)管理。 The City of West Haven Community Development Administration offers first-time homebuyers up to $7,500 toward the down payment on a first single-family home or condo, funded through HUD's CDBG program. The assistance is a 5-year forgivable loan: if the buyer resides in the home for the full 5 years, no repayment is required. If the home is sold before 5 years, the loan is amortized at 20% forgiveness per year. Eligibility is limited to households at or below HUD's 80% Area Median Income. Up to $7,500 toward down payment. 5-year forgivable loan. No repayment if owner-occupied for 5 years. 20% loan forgiveness per year. 资金来自HUD Community Development Block Grant (CDBG) entitlement funds。

West Haven First-Time Homebuyer Down Payment Assistance Program提供最高$7,500的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of West Haven Community Development Administration (CDA)决定。

West Haven First-Time Homebuyer Down Payment Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale of home before end of 5-year period; loan amortized over period of owner-occupancy at 20% forgiveness per year (pro-rated balance due on sale). 该援助以second_mortgage顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

West Haven First-Time Homebuyer Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 居住要求：Property must be located in the City of West Haven.

West Haven First-Time Homebuyer Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at or below HUD 80% AMI by size (New Haven-Milford MSA, FY2024): 1p $69,800; 2p $79,800; 3p $89,750; 4p $99,700; 5p $107,700; 6p $115,700; 7p $123,650; 8p $131,650. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

West Haven First-Time Homebuyer Down Payment Assistance Program可用于Single Family和Condo。

West Haven First-Time Homebuyer Down Payment Assistance Program服务于在West Haven，Connecticut购房的购房者。

West Haven First-Time Homebuyer Down Payment Assistance Program的申请通过City of West Haven Community Development Administration (CDA)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。