Habitat LA Downpayment Assistance Program
Deferred second loan · New construction · Income limits
Down payment assistance · Los Angeles County
Buying a home in West Covina, CA
10 county programs and 54 statewide.West Covina has no program of its own, 10 across Los Angeles County, and 54 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to West Covina
No program of West Covina’s own yet
No program run for West Covina alone is listed. A home in West Covina can use Los Angeles County’s programs below, plus the California statewide and federal ones.
The closest city that runs its own program is Baldwin Park, about 2 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in Los AngelesAnywhere in Los Angeles County
10 county programs10 county programs a West Covina homebuyer can use
- Habitat LA Downpayment Assistance ProgramUp to $100,000
- Home Ownership Program (HOP120)Up to $100,000
- Los Angeles LIPA ProgramUp to $90,000
- Los Angeles County Mortgage Credit Certificate ProgramUp to $2,000
- GSFA Assist-to-Own - Los Angeles County EmployeesGrant
- GSFA Platinum Grant - Los Angeles County SpecificGrant
- Habitat for Humanity of Greater Los Angeles - Homeownership ProgramGrant
- LA County Housing Authority Section 8 Homeownership Voucher ProgramGrant
- LA County LACDA Home Ownership Program (HOP)Assistance
- NHS Neighborhood Housing Services Los Angeles CountyDeferred
23 more programs are for homes in Rosemead, Lancaster, Downey, Long Beach, Azusa, Baldwin Park, Burbank, El Monte, Glendale, Inglewood, La Puente, Montebello, Norwalk, Palmdale, Pasadena, Pomona, Santa Monica, Whittier, Huntington Park and Los Angeles. See them 23 programs in neighboring cities — for homes inside those cities, not West Covina
- Rosemead — City of Rosemead Community Development Homeownership Assistance Program
- Lancaster — City of Lancaster First-Time Homebuyer Assistance
- Downey — City of Downey First-Time Homebuyer Program
- Long Beach — City of Long Beach First-Generation Homebuyer Grant
- Azusa — City of Azusa First-Time Homebuyer Program
- Baldwin Park — City of Baldwin Park First-Time Homebuyer Program
- Burbank — City of Burbank First-Time Homebuyer Program
- El Monte — City of El Monte First-Time Homebuyer Program
- Glendale — City of Glendale Homebuyer Assistance Program
- Inglewood — City of Inglewood First-Time Homebuyer Program
- La Puente — City of La Puente CalHome Loan Program
- Montebello — City of Montebello Homebuyer Assistance Program
- Norwalk — City of Norwalk First-Time Homebuyer Program
- Palmdale — City of Palmdale First-Time Homebuyer Program
- Pasadena — City of Pasadena First Time Homebuyer Program (HOP)
- Pomona — City of Pomona First-Time Homebuyer Program
- Santa Monica — City of Santa Monica Below Market Rate Homeownership Assistance
- Whittier — City of Whittier First-Time Homebuyer Assistance
- Huntington Park — First Time Home Buyer Program (FTHB)
- Long Beach — Long Beach First Time Homebuyer Assistance Program
- Los Angeles — Los Angeles Community Land Trust (LACLT) - Homeownership
- Los Angeles — Los Angeles MIPA (Moderate Income Purchase Assistance) Program
- Los Angeles — USC Faculty & Staff Housing Program (FSH) One-Time Subsidy
The West Covina marketThe West Covina housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in West Covina
- 64.4% single-familysingle-family
- 8.6% townhousetownhouse
- 4.5% 2–4 units2–4 units
- 21.6% 5+ unitscondo & apartment buildings (5+ units)
- 0.9% mobile & othermobile home & other
Condos count. 8 of West Covina’s 10 local and county programs accept condos. Habitat LA Downpayment Assistance Program lists habitat-built single-family home. Habitat for Humanity of Greater Los Angeles - Homeownership Program lists habitat-built single-family home.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When West Covina’s homes were built
pre-19401970s2020+
76.6%
of West Covina homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$108,100
County area median income, 4 people (HUD)HUD area median income, Los Angeles County, 4-person household (2026)
$101,065
West Covina median household incomeMedian household income in West Covina (Census, 2024)
60 of the 126 programs here set their income limit as a share of Los Angeles County’s area median income, adjusted for household size. See the published limits for Los Angeles County
Free help nearbyFree help near West Covina
5 HUD-approved counseling agencies within 15 miles5 HUD-approved housing counseling agencies within 15 miles
9 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.9 of the 10 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
West Covina questions
Does West Covina have its own down payment program?
No program run for West Covina alone is listed. A home in West Covina can use the 10 programs that cover Los Angeles County and the 54 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in West Covina?
8 of West Covina’s 10 local and county programs accept condos. Habitat LA Downpayment Assistance Program lists habitat-built single-family home. Habitat for Humanity of Greater Los Angeles - Homeownership Program lists habitat-built single-family home. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Los Angeles County?
Each program sets its own. 60 of the programs here set theirs as a share of HUD’s area median income for Los Angeles County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near West Covina?
HUD-approved housing counseling agencies teach homebuyer classes, and 5 agencies are within 15 miles of West Covina. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
91790 · 91791 · 91792 · 91793
Nearby in Los Angeles
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.