Habitat LA Downpayment Assistance Program
Deferred second loan · New construction · Income limits
Down payment assistance · Los Angeles County
Buying a home in Valencia, CA
10 county programs and 54 statewide.Valencia has no program of its own, 10 across Los Angeles County, and 54 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Valencia
No program of Valencia’s own yet
No program run for Valencia alone is listed. A home in Valencia can use Los Angeles County’s programs below, plus the California statewide and federal ones.
The closest city that runs its own program is Simi Valley, about 16 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in Los AngelesAnywhere in Los Angeles County
10 county programs10 county programs a Valencia homebuyer can use
- Habitat LA Downpayment Assistance ProgramUp to $100,000
- Home Ownership Program (HOP120)Up to $100,000
- Los Angeles LIPA ProgramUp to $90,000
- Los Angeles County Mortgage Credit Certificate ProgramUp to $2,000
- GSFA Assist-to-Own - Los Angeles County EmployeesGrant
- GSFA Platinum Grant - Los Angeles County SpecificGrant
- Habitat for Humanity of Greater Los Angeles - Homeownership ProgramGrant
- LA County Housing Authority Section 8 Homeownership Voucher ProgramGrant
- LA County LACDA Home Ownership Program (HOP)Assistance
- NHS Neighborhood Housing Services Los Angeles CountyDeferred
23 more programs are for homes in Rosemead, Lancaster, Downey, Long Beach, Azusa, Baldwin Park, Burbank, El Monte, Glendale, Inglewood, La Puente, Montebello, Norwalk, Palmdale, Pasadena, Pomona, Santa Monica, Whittier, Huntington Park and Los Angeles. See them 23 programs in neighboring cities — for homes inside those cities, not Valencia
- Rosemead — City of Rosemead Community Development Homeownership Assistance Program
- Lancaster — City of Lancaster First-Time Homebuyer Assistance
- Downey — City of Downey First-Time Homebuyer Program
- Long Beach — City of Long Beach First-Generation Homebuyer Grant
- Azusa — City of Azusa First-Time Homebuyer Program
- Baldwin Park — City of Baldwin Park First-Time Homebuyer Program
- Burbank — City of Burbank First-Time Homebuyer Program
- El Monte — City of El Monte First-Time Homebuyer Program
- Glendale — City of Glendale Homebuyer Assistance Program
- Inglewood — City of Inglewood First-Time Homebuyer Program
- La Puente — City of La Puente CalHome Loan Program
- Montebello — City of Montebello Homebuyer Assistance Program
- Norwalk — City of Norwalk First-Time Homebuyer Program
- Palmdale — City of Palmdale First-Time Homebuyer Program
- Pasadena — City of Pasadena First Time Homebuyer Program (HOP)
- Pomona — City of Pomona First-Time Homebuyer Program
- Santa Monica — City of Santa Monica Below Market Rate Homeownership Assistance
- Whittier — City of Whittier First-Time Homebuyer Assistance
- Huntington Park — First Time Home Buyer Program (FTHB)
- Long Beach — Long Beach First Time Homebuyer Assistance Program
- Los Angeles — Los Angeles Community Land Trust (LACLT) - Homeownership
- Los Angeles — Los Angeles MIPA (Moderate Income Purchase Assistance) Program
- Los Angeles — USC Faculty & Staff Housing Program (FSH) One-Time Subsidy
Income limits in Los Angeles County
How programs here set their income limits
$108,100
County area median income, 4 people (HUD)HUD area median income, Los Angeles County, 4-person household (2026)
60 of the 126 programs here set their income limit as a share of Los Angeles County’s area median income, adjusted for household size. See the published limits for Los Angeles County
Free help nearbyFree help near Valencia
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
9 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.9 of the 10 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Valencia questions
Does Valencia have its own down payment program?
No program run for Valencia alone is listed. A home in Valencia can use the 10 programs that cover Los Angeles County and the 54 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Valencia?
8 of Valencia’s 10 local and county programs accept condos. Habitat LA Downpayment Assistance Program lists habitat-built single-family home. Habitat for Humanity of Greater Los Angeles - Homeownership Program lists habitat-built single-family home. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Los Angeles County?
Each program sets its own. 60 of the programs here set theirs as a share of HUD’s area median income for Los Angeles County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Valencia?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Valencia. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
91354 · 91355 · 91385
Nearby in Los Angeles
Sources
Sources: agency sites (June–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.