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Programs by situation

Down payment assistance for teachers and school staff in Colorado

1 program names teachers and school staff: 1 county or regional.

Naming a group is one eligibility rule among several. Each program also sets an income limit, a price cap, an occupancy rule and a credit requirement. Being a teacher puts a program on this list; it does not decide whether you can use it.

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The 1 program, closest first

From a single county out to the whole state

Listed A–Z within each group, not ranked.

In a Colorado city 0 programs

No Colorado city program names teachers and school staff. 9 cities run a program of their own. Browse Colorado cities →

In a county or region 1 program

For homes anywhere in the county or the counties named
AssistanceLa Plata|Montezuma|Archuleta|Dolores|San Juan County

Fort Lewis College (FLC) Employee Mortgage Assistance Program

Shared-appreciation loan · Income limit 150% of area median income

Names: teachers · Homebuyer class required

See details →

Nationwide 2 programs · not in the 1

Nationwide: 2 more, not in the 1

What to know

What the 1 record say

From each program’s own record. The agency decides who can use it.

  1. 1 of 1

    ask for a homebuyer education class.

  2. 0 of 1

    are limited to first-time homebuyers, as each program defines it.

  3. 1 of 1

    name an FHA, VA, USDA or conventional loan they can be paired with.

Free help in Colorado

27 HUD-approved counseling agencies in Colorado

This program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through every rule a program sets.

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Questions, answered

Does being a teacher mean I can use these programs?

No. These programs name teachers and school staff in their eligibility rules, which is why they are grouped here, but every program also sets income limits, purchase price caps, credit and occupancy requirements. Membership in a group is one rule among several.

Why are nationwide programs listed separately?

A nationwide program is not one of Colorado’s own, so it is listed below the 1 Colorado program and not counted in them. Each one sets its own area and eligibility rules; its page has the details.

Is Hey Prescott a lender?

No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.

Programs and counts: Hey Prescott program records, each verified with its administering agency (July 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.