Programs by loan typePrograms by loan type · Illinois
Down payment assistance you can pair with a Section 184 loan in Illinois
2 programs name Section 184 loans: 2 statewide.2 programs in Illinois name Section 184 loans among the first mortgages they can be paired with: 2 open statewide.
Two approvals, made separately. The lender underwrites the Section 184 loan; the program reviews its own application, and the lender must also accept the assistance. The loan type is one rule among several.The lender underwrites the Section 184 loan; the assistance program reviews its own application. A program naming Section 184 means the two can be combined, and the lender must also accept the assistance as a source of funds. The loan type is one rule among several.
The 2 programs, closest first
Open anywhere in Illinois
Listed A–Z within each group, not ranked.A city program covers homes inside that city; a county or regional program, homes in its area; a statewide program, an eligible home anywhere in Illinois. Listed A–Z within each group, not ranked.
In a Illinois city 0 programs
No Illinois city program names Section 184. 20 cities run a program of their own.No Illinois city program names Section 184 loans in its record. 20 Illinois cities run a program of their own. Browse Illinois cities →
Anywhere in Illinois 2 programs
Can sit alongside a city or county program where both allow it- FHLBank Chicago Downpayment Plus (DPP) ProgramUp to $10,000 · Forgivable loan
- FHLBank Chicago Downpayment Plus Advantage (DPP Advantage) ProgramUp to $10,000 · Forgivable loan
What to know
What the 2 records say
From each program’s own record. The agency decides who can use it.Counted from each program’s own record. A program’s agency decides who can use it.
- 2 of 2
ask for a homebuyer education class.
- 0 of 2
are limited to first-time homebuyers, as each program defines it.
- 2 of 2
are forgivable loans.
Free help in IllinoisFree help in Illinois
84 HUD-approved counseling agencies in Illinois84 HUD-approved housing counseling agencies in Illinois
All 2 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can explain how the assistance and a Section 184 loan fit together.All 2 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can explain how an assistance program and a first mortgage fit together, before you talk to a lender. Create a free account to see who’s near you.
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Keep going
More of Illinois’s programs
Other loan types
- FHA loans 24
- VA loans 23
- USDA loans 21
- Conventional loans 25
Questions, answered
Can down payment assistance be used with a Section 184 loan in Illinois?
2 programs in Illinois name Section 184 loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming Section 184 loans mean a program is open to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
Programs and counts: Hey Prescott program records, each verified with its administering agency (September 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.