Down payment assistance for USDA loans in Illinois
21 down payment assistance programs in Illinois name USDA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- The Neighbor Project Closing the Gap Homeownership GrantThe Neighbor Project (NeighborWorks chartered member, HUD-approved housing counseling agency) / Community Foundation of the Fox River Valley (fund administrator) · Aurora
- FHLBank Chicago Downpayment Plus Advantage (DPP Advantage) ProgramFederal Home Loan Bank of Chicago (administered via nonprofit mortgage lenders partnering with FHLBank Chicago members) · Statewide
- Purchase Assistance ProgramChicago
- Building Neighborhoods and Affordable Homes ProgramChicago
- Homebuyer Assistance Program
- Choose Aurora Homebuyer Assistance Forgivable Loan ProgramAurora
- FHLBank Chicago Downpayment Plus (DPP) ProgramFederal Home Loan Bank of Chicago · Statewide
- Down Payment Assistance
- HOMEbuyer Program
- IHDA Access Forgivable
- DuPage Housing Authority / HOPE Fair Housing Center Inclusive Communities Fund DPAHOPE Fair Housing Center (in partnership with DuPage Housing Authority) · DuPage County
- Homeownership ProgramAlton
- Reclaim Peoria Southside Homeownership ProgramPeoria Opportunities Foundation (POF) in partnership with Neighborhood House · Peoria
- Homebuyer Assistance ProgramNormal
- IHDAccess ForgivableStatewide
- IHDAccess DeferredStatewide
- First Time Homebuyer ProgramCollinsville
- IHDA Access Deferred
- Homebuyer AssistanceRomeoville
- Downpayment Assistance Program
- IHDAccess RepayableStatewide
Questions, answered
Can down payment assistance be used with USDA loans in Illinois?
21 down payment assistance programs in Illinois name USDA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming USDA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
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How USDA loans work with down payment assistance, nationally →
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