Down payment assistance · Indiana

Buying a home in Indiana

44 programs: 8 statewide, the rest run by counties and 14 cities. What you can use depends on where the home is.44 programs across Indiana: 8 statewide, the rest run by counties and 14 cities. What you can use depends on where the home is.

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Local help, prices and income limits differ county to county

County	Local programs	Median home value	Area median income (4 people)	Link
Lake	5	$230,600	$100,900	See Lake
Monroe	4	$285,200	$109,900	See Monroe
Vanderburgh	4	$184,000	$93,000	See Vanderburgh
Allen	3	$214,900	$95,100	See Allen
All 92 counties

Home values: Census ACS 2024 5-year. Income: HUD FY2026. Programs: Hey Prescott, verified June–July 2026.

Anywhere in Indiana

8 statewide programs

Up to $20,000

FHLBank Indianapolis Homeownership Opportunities Program (HOP)

Assistance grant · Forgiven over 5 yrs · Income limits · First-time

See details

Up to $20,000

HomeBoost – Down Payment Assistance

Forgivable loan · Income limits · First-time

See details

Up to $20,000

Launch – Down Payment Assistance

Forgivable loan · Forgiven over 5 yrs · Income limits · First-time

See details

Plus 62 nationwide programs. See them See nationwide programs

Free help from a person

25 HUD-approved counseling agencies in Indiana25 HUD-approved housing counseling agencies in Indiana

7 of the 8 statewide programs ask for a homebuyer class first. Create a free account to see who’s near you.7 of the 8 statewide programs ask for a homebuyer class first. Create a free account, take the 90-second match, and we’ll show the counselors near you.

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Free account → 90-second match → your counselors

Income limitsIncome limits and price caps in IndianaArea median income for all 92 counties, and the limit each program sets.See the limits

Indiana questions

What is FHLBank Indianapolis Homeownership Opportunities Program (HOP)?

FHLBank Indianapolis Homeownership Opportunities Program (HOP), a assistance grant for first-time homebuyers (forgiven over 5 yrs, income limits), open anywhere in Indiana and run by Federal Home Loan Bank of Indianapolis (via member financial institutions). Its page has the details and a link to the official site.

Which Indiana counties run their own programs?

14 counties of 92 have a county or city program listed, among them Lake, Monroe, Vanderburgh and Allen. The table above lists them, and each county page has its own programs.

Do I need a homebuyer class in Indiana?

Many programs ask for one. 7 of the 8 statewide programs list a homebuyer education requirement. HUD-approved housing counseling agencies teach them, often for free.

Can I use assistance on a Indiana condo?

8 of the 8 statewide programs list condos as eligible. Each program’s page lists the kinds of homes it accepts.