First mortgage
Brightpoint Home Advantage
New construction · Income limits · single_family
Down payment assistance · Allen County
Buying a home in Fort Wayne, IN
3 Fort Wayne programs and 8 statewide.Fort Wayne has 3 programs of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Fort Wayne’s own programs
Forgivable loan
City of Fort Wayne Homebuyer Down Payment Assistance Program
Income limits · Single Family
First mortgage
Habitat for Humanity of Greater Fort Wayne Homeownership Program
First-time homebuyers · New construction · Income limits · single_family
The Fort Wayne marketThe Fort Wayne housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Fort Wayne
- 68.2% single-familysingle-family
- 3.3% townhousetownhouse
- 7.6% 2–4 units2–4 units
- 18.6% 5+ unitscondo & apartment buildings (5+ units)
- 2.3% mobile & othermobile home & other
About condos. None of Fort Wayne’s 3 local and county programs list condos as eligible.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Fort Wayne’s homes were built
pre-19401970s2020+
63.6%
of Fort Wayne homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$95,100
County area median income, 4 people (HUD)HUD area median income, Allen County, 4-person household (2026)
$61,422
Fort Wayne median household incomeMedian household income in Fort Wayne (Census, 2024)
14 of the 73 programs here set their income limit as a share of Allen County’s area median income, adjusted for household size. See the published limits for Allen County
Free help nearbyFree help near Fort Wayne
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Indiana and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Fort Wayne questions
Does Fort Wayne have its own down payment program?
Yes, 3: Brightpoint Home Advantage, City of Fort Wayne Homebuyer Down Payment Assistance Program and Habitat for Humanity of Greater Fort Wayne Homeownership Program. Each is for homes inside Fort Wayne.
Can I use assistance on a condo in Fort Wayne?
None of Fort Wayne’s 3 local and county programs list condos as eligible. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Allen County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Allen County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Fort Wayne?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
46801 · 46802 · 46803 · 46804 · 46805 · 46806 · 46807 · 46808 · 46809 · 46814 · 46815 · 46816 · 46818 · 46819 · 46825 · 46835 · 46845 · 46850 · 46851 · 46852 · 46853 · 46854 · 46855 · 46856 · 46857 · 46858 · 46859 · 46860 · 46861 · 46862 · 46863 · 46864 · 46865 · 46866 · 46867 · 46868 · 46869 · 46885 · 46895 · 46896 · 46897 · 46898 · 46899
Nearby in Allen
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.