First mortgage
Habitat for Humanity of Lafayette Homeownership Program
First-time homebuyers · New construction · Income limits · single_family
Down payment assistance · Tippecanoe County
Buying a home in Lafayette, IN
1 Lafayette program and 8 statewide.Lafayette has 1 program of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Lafayette addresses
Lafayette’s own program
The Lafayette marketThe Lafayette housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Lafayette
- 56.8% single-familysingle-family
- 3.4% townhousetownhouse
- 14.1% 2–4 units2–4 units
- 24.3% 5+ unitscondo & apartment buildings (5+ units)
- 1.4% mobile & othermobile home & other
About condos. Lafayette’s one local program does not list condos as eligible. Habitat for Humanity of Lafayette Homeownership Program lists single_family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Lafayette’s homes were built
pre-19401970s2020+
58.7%
of Lafayette homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$100,000
County area median income, 4 people (HUD)HUD area median income, Tippecanoe County, 4-person household (2026)
$53,716
Lafayette median household incomeMedian household income in Lafayette (Census, 2024)
13 of the 71 programs here set their income limit as a share of Tippecanoe County’s area median income, adjusted for household size. See the published limits for Tippecanoe County
Free help nearbyFree help near Lafayette
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Lafayette’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity of Lafayette Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Indiana and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Lafayette questions
Does Lafayette have its own down payment program?
Yes, one: Habitat for Humanity of Lafayette Homeownership Program, a first mortgage for first-time homebuyers (new construction, income limits). It is for homes inside Lafayette.
Can I use assistance on a condo in Lafayette?
Lafayette’s one local program does not list condos as eligible. Habitat for Humanity of Lafayette Homeownership Program lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Tippecanoe County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Tippecanoe County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Lafayette?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Lafayette. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
47901 · 47902 · 47903 · 47904 · 47905 · 47909
Nearby in Tippecanoe
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.