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Programs by situation

Down payment assistance for teachers and school staff in Indiana

3 programs name teachers and school staff: 3 city.

Naming a group is one eligibility rule among several. Each program also sets an income limit, a price cap, an occupancy rule and a credit requirement. Being a teacher puts a program on this list; it does not decide whether you can use it.

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The 3 programs, closest first

From one city out to the whole state

Listed A–Z within each group, not ranked.

In a Indiana city 3 programs

For homes inside that city’s limits only
Up to $30,000Gary · Lake County

City of Gary First-Time Homebuyer Down Payment Assistance (Homeownership Opportunity Network)

Forgivable loan · First-time homebuyers

Names: teachers, first responders and healthcare workers · Homebuyer class required

See details →
ForgivableEast Chicago · Lake County

Home Ownership Program

Forgivable loan · First-time homebuyers

Names: teachers and first responders · Homebuyer class required

See details →
ForgivableHammond · Lake County

Homebound Downpayment Assistance Program

Forgivable loan · First-time homebuyers · Income limit 80% of area median income

Names: teachers and first responders · Homebuyer class required

See details →

Nationwide 2 programs · not in the 3

Nationwide: 2 more, not in the 3

What to know

What the 3 records say

From each program’s own record. The agency decides who can use it.

  1. 3 of 3

    ask for a homebuyer education class.

  2. 3 of 3

    are limited to first-time homebuyers, as each program defines it.

  3. 2 of 3

    name an FHA, VA, USDA or conventional loan they can be paired with.

Free help in Indiana

25 HUD-approved counseling agencies in Indiana

All 3 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through every rule a program sets.

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Questions, answered

Does being a teacher mean I can use these programs?

No. These programs name teachers and school staff in their eligibility rules, which is why they are grouped here, but every program also sets income limits, purchase price caps, credit and occupancy requirements. Membership in a group is one rule among several.

Why are nationwide programs listed separately?

A nationwide program is not one of Indiana’s own, so it is listed below the 3 Indiana programs and not counted in them. Each one sets its own area and eligibility rules; its page has the details.

Is Hey Prescott a lender?

No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.

Programs and counts: Hey Prescott program records, each verified with its administering agency (June–August 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.