Build WyCo AHP Down Payment Assistance

Build WyCo AHP Down Payment Assistance is a grant for homebuyers in Kansas City, Kansas, administered by Build WyCo (Community Housing of Wyandotte County / CHWC, Inc.). Build WyCo (CHWC) offers a down payment and closing cost grant of up to $21,000 through the Federal Home Loan Bank of Topeka's Affordable Homeownership Program (AHP). It is structured as a grant subject to a 5-year real estate retention agreement signed at closing. Up to $21,000 down payment/closing cost grant. Grant covers homebuyer education fee. Stacks with other DPA (no cash back). Any lender can participate. Funding comes from Federal Home Loan Bank of Topeka Affordable Homeownership Program (AHP).

Build WyCo AHP Down Payment Assistance offers up to $21,000 in assistance. Amounts are the program's published maximums, not an offer — Build WyCo (Community Housing of Wyandotte County / CHWC, Inc.) determines any individual award.

Build WyCo AHP Down Payment Assistance is structured as a grant, so it is not repaid. Repayment is triggered by Selling the home within 5 years requires repayment (5-year retention agreement). Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Build WyCo AHP Down Payment Assistance is open to homebuyers who will live in the home as their primary residence. A homebuyer education course is required. Must have a lender, loan estimate, and a home under contract before applying. Must complete Build WyCo homebuyer education before closing and use a partner title company. 5-year retention agreement at closing. Home need not be in Wyandotte County but Wyandotte purchases may be prioritized.

Build WyCo AHP Down Payment Assistance limits household income to 60% of the area median income, which varies by county and household size. Three tracks: (1) <=50% AMI; (2) <=60% AMI plus a household member with special needs; or (3) home on a donated lot and <=60% AMI. 2025 Wyandotte 60% AMI = $66,834 (1-4 persons). Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Build WyCo AHP Down Payment Assistance names homebuyers with disabilities among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Build WyCo AHP Down Payment Assistance serves homebuyers purchasing in Kansas City, Kansas.

Applications for Build WyCo AHP Down Payment Assistance go through Build WyCo (Community Housing of Wyandotte County / CHWC, Inc.), which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.