Build WyCo AHP Down Payment Assistance

What is Build WyCo AHP Down Payment Assistance?

Build WyCo AHP Down Payment Assistance is a grant for homebuyers in Kansas City, Kansas, administered by Build WyCo (Community Housing of Wyandotte County / CHWC, Inc.).

• Build WyCo (CHWC) offers a down payment and closing cost grant of up to $21,000 through the Federal Home Loan Bank of Topeka's Affordable Homeownership Program (AHP). It is structured as a grant subject to a 5-year real estate retention agreement signed at closing.
• Up to $21,000 down payment/closing cost grant.
• Grant covers homebuyer education fee.
• Stacks with other DPA (no cash back).
• Any lender can participate.
• Funding comes from Federal Home Loan Bank of Topeka Affordable Homeownership Program (AHP).

How much assistance does it provide?

Build WyCo AHP Down Payment Assistance offers up to $21,000 in assistance.

• Amounts are the program's published maximums, not an offer — Build WyCo (Community Housing of Wyandotte County / CHWC, Inc.) determines any individual award.

Do you have to pay it back?

Build WyCo AHP Down Payment Assistance is structured as a grant, so it is not repaid.

• Repayment is triggered by Selling the home within 5 years requires repayment (5-year retention agreement).
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Build WyCo AHP Down Payment Assistance is open to buyers who will live in the home as their primary residence.

What are the income limits?

Build WyCo AHP Down Payment Assistance limits household income to 60% of the area median income, which varies by county and household size.

• Three tracks: (1) <=50% AMI; (2) <=60% AMI plus a household member with special needs; or (3) home on a donated lot and <=60% AMI. 2025 Wyandotte 60% AMI = $66,834 (1-4 persons).
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Is there eligibility for specific groups?

Build WyCo AHP Down Payment Assistance names buyers with disabilities among the groups it serves.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Build WyCo AHP Down Payment Assistance serves buyers purchasing in Kansas City, Kansas.

How do you apply?

Applications for Build WyCo AHP Down Payment Assistance go through Build WyCo (Community Housing of Wyandotte County / CHWC, Inc.), which publishes the current terms and the application steps on its own site.

1. 1

   Take a homebuyer education course

   Required by the program before funds are reserved.

2. 2

   Contact Build WyCo (Community Housing of Wyandotte County / CHWC, Inc.) to reserve funds

   Funds are reserved with the provider and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.