Deferred second loan
City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program
First-time homebuyers · New construction · Income limits · Single Family
Down payment assistance · East Baton Rouge Parish
Buying a home in Baton Rouge, LA
2 Baton Rouge programs and 8 statewide.Baton Rouge has 2 programs of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Baton Rouge addresses
Baton Rouge’s own programs
Down-payment assistance
Habitat for Humanity of Greater Baton Rouge Homeownership Program
New construction · Income limits · Single Family
The Baton Rouge marketThe Baton Rouge housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Baton Rouge
- 54.7% single-familysingle-family
- 3.2% townhousetownhouse
- 10.6% 2–4 units2–4 units
- 30.7% 5+ unitscondo & apartment buildings (5+ units)
- 0.8% mobile & othermobile home & other
About condos. None of Baton Rouge’s 2 local and county programs list condos as eligible. City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program lists single family. Habitat for Humanity of Greater Baton Rouge Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Baton Rouge’s homes were built
pre-19401970s2020+
58%
of Baton Rouge homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$94,500
County area median income, 4 people (HUD)HUD area median income, East Baton Rouge Parish, 4-person household (2026)
$49,994
Baton Rouge median household incomeMedian household income in Baton Rouge (Census, 2024)
12 of the 72 programs here set their income limit as a share of East Baton Rouge Parish’s area median income, adjusted for household size. See the published limits for East Baton Rouge Parish
Free help nearbyFree help near Baton Rouge
4 HUD-approved counseling agencies within 15 miles4 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Louisiana and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - LouisianaUp to $20,000 · Assistance grant
- Louisiana Housing Corporation Mortgage Credit Certificate (MCC) ProgramUp to $2,000 · Mortgage credit certificate
- HOPE Credit Union Affordable Housing ProgramAssistance available · Down-payment assistance
Baton Rouge questions
Does Baton Rouge have its own down payment program?
Yes, 2: City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program and Habitat for Humanity of Greater Baton Rouge Homeownership Program. Each is for homes inside Baton Rouge.
Can I use assistance on a condo in Baton Rouge?
None of Baton Rouge’s 2 local and county programs list condos as eligible. City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program lists single family. Habitat for Humanity of Greater Baton Rouge Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in East Baton Rouge Parish?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for East Baton Rouge Parish, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Baton Rouge?
HUD-approved housing counseling agencies teach homebuyer classes, and 4 agencies are within 15 miles of Baton Rouge. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
70801 · 70802 · 70803 · 70804 · 70805 · 70806 · 70807 · 70808 · 70809 · 70810 · 70811 · 70812 · 70813 · 70814 · 70815 · 70816 · 70817 · 70818 · 70819 · 70820 · 70821 · 70822 · 70823 · 70825 · 70826 · 70827 · 70831 · 70833 · 70835 · 70836 · 70837 · 70874 · 70879 · 70883 · 70884 · 70892 · 70893 · 70894 · 70895 · 70896 · 70898
Nearby in East Baton Rouge
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.