First mortgage
Fuller Center for Housing of Northwest Louisiana Homeownership Program
First-time homebuyers · New construction · Income limits · Single Family
Down payment assistance · Caddo Parish
Buying a home in Shreveport, LA
3 Shreveport programs and 8 statewide.Shreveport has 3 programs of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Shreveport’s own programs
First mortgage
Habitat for Humanity of Northwest Louisiana Homeownership Program
First-time homebuyers · New construction · Income limits · Single Family
Forgivable loan
Home Buyers Assistance Program Participation Initiative (HAPPI)
First-time homebuyers · Income limits · Single-family detached, condominium, townhouse within City of Shreveport. NO manufactured housing. NO HUD-, VA-, or repossessed properties.
The Shreveport marketThe Shreveport housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Shreveport
- 67.4% single-familysingle-family
- 3.2% townhousetownhouse
- 9.5% 2–4 units2–4 units
- 17.4% 5+ unitscondo & apartment buildings (5+ units)
- 2.6% mobile & othermobile home & other
Condos count. 1 of Shreveport’s 3 local and county programs accept condos. Fuller Center for Housing of Northwest Louisiana Homeownership Program lists single family. Habitat for Humanity of Northwest Louisiana Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Shreveport’s homes were built
pre-19401970s2020+
64.6%
of Shreveport homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$79,200
County area median income, 4 people (HUD)HUD area median income, Caddo Parish, 4-person household (2026)
$48,699
Shreveport median household incomeMedian household income in Shreveport (Census, 2024)
14 of the 73 programs here set their income limit as a share of Caddo Parish’s area median income, adjusted for household size. See the published limits for Caddo Parish
Free help nearbyFree help near Shreveport
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Louisiana and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - LouisianaUp to $20,000 · Assistance grant
- Louisiana Housing Corporation Mortgage Credit Certificate (MCC) ProgramUp to $2,000 · Mortgage credit certificate
- HOPE Credit Union Affordable Housing ProgramAssistance available · Down-payment assistance
Shreveport questions
Does Shreveport have its own down payment program?
Yes, 3: Fuller Center for Housing of Northwest Louisiana Homeownership Program, Habitat for Humanity of Northwest Louisiana Homeownership Program and Home Buyers Assistance Program Participation Initiative (HAPPI). Each is for homes inside Shreveport.
Can I use assistance on a condo in Shreveport?
1 of Shreveport’s 3 local and county programs accept condos. Fuller Center for Housing of Northwest Louisiana Homeownership Program lists single family. Habitat for Humanity of Northwest Louisiana Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Caddo Parish?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Caddo Parish, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Shreveport?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Shreveport. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
71101 · 71102 · 71103 · 71104 · 71105 · 71106 · 71107 · 71108 · 71109 · 71115 · 71118 · 71119 · 71120 · 71129 · 71130 · 71133 · 71134 · 71135 · 71136 · 71137 · 71138 · 71148 · 71149 · 71151 · 71152 · 71153 · 71154 · 71156 · 71161 · 71162 · 71163 · 71164 · 71165 · 71166
Nearby in Caddo
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.