DeferredWoodbury · Washington County
City of Woodbury First-Time Homeownership Assistance Program
Deferred second loan · First-time homebuyers
Names: veterans and first-generation homebuyers · Homebuyer class required
See details →Programs by situationPrograms by situation · Minnesota
Down payment assistance for first-generation homebuyers in Minnesota
4 programs name first-generation homebuyers: 2 city, 2 county programs.4 programs in Minnesota name first-generation homebuyers among the groups they serve: 2 run by a city and 2 run by a county.
Naming a group is one eligibility rule among several. Each program also sets an income limit, a price cap, an occupancy rule and a credit requirement. Being a first-generation homebuyer puts a program on this list; it does not decide whether you can use it.Each program below also sets its own income limit, purchase price cap, occupancy rule and credit requirement. Being a first-generation homebuyer gets a program onto this list; it does not decide whether you can use it.
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The 4 programs, closest first
From one city out to the whole state
Listed A–Z within each group, not ranked.A city program covers homes inside that city; a county or regional program, homes in its area; a statewide program, an eligible home anywhere in Minnesota. Listed A–Z within each group, not ranked.
In a Minnesota city 2 programs
For homes inside that city’s limits onlyForgivableSt. Louis Park · Hennepin County
St. Louis Park First Generation Down Payment Assistance Loan
Forgivable loan
Names: first-generation homebuyers · Homebuyer class required
See details →In one county 2 programs
For homes anywhere in the county or the counties namedUp to $50,000Carver County
Carver County CDA Down Payment & Closing Cost Assistance Program
Forgivable loan · First-time homebuyers · Income limit 100% of area median income
Names: first-generation homebuyers · Homebuyer class required
See details →Up to $5,000Washington County
Washington County CDA First-Generation Homebuyer Grant Program
Assistance grant · First-time homebuyers · Income limit 115% of area median income
Names: first-generation homebuyers · Homebuyer class required
See details →What to know
What the 4 records say
From each program’s own record. The agency decides who can use it.Counted from each program’s own record. A program’s agency decides who can use it.
- 4 of 4
ask for a homebuyer education class.
- 3 of 4
are limited to first-time homebuyers, as each program defines it.
- 2 of 4
name an FHA, VA, USDA or conventional loan they can be paired with.
Free help in MinnesotaFree help in Minnesota
37 HUD-approved counseling agencies in Minnesota37 HUD-approved housing counseling agencies in Minnesota
All 4 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through every rule a program sets.All 4 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through every rule a program sets, including the ones that have nothing to do with being a first-generation homebuyer. Create a free account to see who’s near you.
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Questions, answered
Does being a first-generation homebuyer mean I can use these programs?
No. These programs name first-generation homebuyers in their eligibility rules, which is why they are grouped here, but every program also sets income limits, purchase price caps, credit and occupancy requirements. Membership in a group is one rule among several.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
Programs and counts: Hey Prescott program records, each verified with its administering agency (July–August 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.