Down payment assistance for USDA loans in Minnesota
40 down payment assistance programs in Minnesota name USDA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- First-Time Homebuyer ProgramEden Prairie
- Downpayment and Closing Cost AssistanceVirginia
- Richfield First Time Homebuyer LoanCity of Richfield (Housing & Redevelopment Authority) · Richfield
- Purchase Assistance LoanDuluth
- Home Ownership for MeDetroit Lakes
- Homes Within Reach ProgramMinnetonka
- Minneapolis Homes: Access Down Payment AssistanceMinneapolis
- Gap programZumbrota
- HHDC Affordable Housing Entry Cost Assistance ProgramHeadwaters Housing Development Corporation (HHDC) / Headwaters Regional Development Commission (HRDC)
- Downpayment Assistance ProgramSaint Paul
- Goodhue County Housing Trust Fund Workforce Housing Assistance ProgramRed Wing
- Minnesota Housing - Monthly Payment Loan (MPL)Statewide
- Scott County CDA First-Time Homebuyer GrantScott County Community Development Agency (CDA)
- First-generation homeownership programSt. Louis Park
- Austin/Mower County Homeownership Fund (A/MCHF)Austin
- First Generation Down Payment Assistance
- First-Time Homebuyer Grant ProgramShakopee
- Minnesota Housing - Deferred Payment Loan Plus (DPL+)Statewide
- Shoreview First-time Homeowners Down Payment Assistance (Amortizing)Shoreview
- AEOA First Time Homebuyer Assistance ProgramArrowhead Economic Opportunity Agency (AEOA)
- SWMHP Partnership Community Land TrustSouthwest Minnesota Housing Partnership (SWMHP)
- Burnsville Down Payment Assistance Deferred LoanCenter for Energy and Environment (CEE), on behalf of the City of Burnsville / Burnsville Economic Development Authority · Burnsville
- Three Rivers Community Action Gap Financing ProgramThree Rivers Community Action, Inc.
- City of Moorhead First & New Home IncentiveCity of Moorhead · Moorhead
- Down Payment Assistance LoanCoon Rapids
- Affordable Housing Entry Cost Assistance ProgramBemidji
- FirstHome Down Payment Assistance ProgramSt. Paul
- Down Payment Assistance Deferred LoanSt. Louis Park
- Homestead Incentive Loan ProgramSt. Cloud
- Minnesota Housing Start Up
- First Time Homebuyer programPlymouth
- Community Keys Plus Down Payment Assistance
- Grow North Down Payment AssistanceMinneapolis
- Hennepin County HRA Homebuyer Assistance Program
- Down Payment Assistance Beltrami County HRABemidji
- Advancing Black Homeownership Community Fund DPA ProgramMultiple
- Minnesota Housing - Deferred Payment Loan (DPL)Statewide
- MMCDC Rural Down-Payment LoanMidwest Minnesota Community Development Corporation (MMCDC)
- Near North/Willard-Hay Homebuyer Entry Cost AssistanceMinneapolis
- Shoreview First-time Homeowners Down Payment Assistance (Due-on-sale)Shoreview
Questions, answered
Can down payment assistance be used with USDA loans in Minnesota?
40 down payment assistance programs in Minnesota name USDA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming USDA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
See every program in Minnesota →
How USDA loans work with down payment assistance, nationally →
90-second match
Not sure which you qualify for?
Answer 9 questions and we'll match you to every program you can actually use — in about 90 seconds. No SSN, no credit pull.
Find my programs