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North Tulsa Forward Program (NTFP)

North Tulsa Forward Program (NTFP) is a grant for homebuyers in Tulsa, Oklahoma, administered by Be Well Community Development Corporation.

Last verified Source: Be Well Community Development Corporation
Check if this fits me Official program site ↗

The program asks for

  • First-time homebuyer — with exceptions: Must not have purchased a single-family residence in Oklahoma in the previous 5 years.
  • The home is occupied as a primary residence
  • On credit: Must meet or be able to obtain 620 within 1 year.
  • A completed homebuyer education course, through Be Well CDC / NTFP financial literacy and homebuyer education.
  • Residency: Home within City of Tulsa District 1 (zips 74106, 74110, 74126, 74127, 74130). Occupy as primary residence 5+ years.
  • Geographically restricted to City of Tulsa District 1. Assistance contingent on available funding. Repayment/forgiveness terms, lien position, income dollar limits, and eligible loan products not published.
  • A home inside Tulsa city limits

It doesn’t cover

  • Households above 80% of area median income
  • Homes outside Tulsa

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Income limit

80% of Tulsa County’s area median income

HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.

$95,000
Area median income, 4-person household (HUD, 2026)
Income limits in Oklahoma

Where it applies

Tulsa’s homes

  • 61.8% single-family
  • 3% townhouse
  • 6.8% 2–4 units
  • 27% 5+ units
  • 1.4% mobile & other

A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.

$205,300

Tulsa median home value

64.9%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in Tulsa

How to apply

  1. Take a homebuyer education course

    Required by the program, through Be Well CDC / NTFP financial literacy and homebuyer education..

  2. Contact Be Well Community Development Corporation to reserve funds

    Funds are reserved through Application via JotForm; assistance with available funding, priority-based., and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is North Tulsa Forward Program (NTFP)?

North Tulsa Forward Program (NTFP) is a grant for homebuyers in Tulsa, Oklahoma, administered by Be Well Community Development Corporation. The North Tulsa Forward Program (NTFP), run by Be Well Community Development Corporation, is a homeownership program for first-time homebuyers in North Tulsa's City Council District 1. Participants receive free homebuyer education plus down payment or closing-cost assistance of up to $5,000, subject to available funding. The home must be within District 1 zip codes and occupied as the primary residence for at least five years. Up to $5,000 down payment or closing-cost assistance. Free financial literacy and homebuyer education. Priority for families with children under 8.

How much assistance does it provide?

North Tulsa Forward Program (NTFP) offers up to $5,000 in assistance. Amounts are the program's published maximums, not an offer — Be Well Community Development Corporation determines any individual award.

Do you have to pay it back?

North Tulsa Forward Program (NTFP) is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

North Tulsa Forward Program (NTFP) is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time" has exceptions here: Must not have purchased a single-family residence in Oklahoma in the previous 5 years. On credit, the program states: Must meet or be able to obtain 620 within 1 year. A homebuyer education course is required, through Be Well CDC / NTFP financial literacy and homebuyer education. Residency requirement: Home within City of Tulsa District 1 (zips 74106, 74110, 74126, 74127, 74130). Occupy as primary residence 5+ years. Geographically restricted to City of Tulsa District 1. Assistance contingent on available funding. Repayment/forgiveness terms, lien position, income dollar limits, and eligible loan products not published.

What are the income limits?

North Tulsa Forward Program (NTFP) limits household income to 80% of the area median income, which varies by county and household size. At or below 80% AMI for the Tulsa Metro Area per HUD. Dollar amounts by household size not published. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

North Tulsa Forward Program (NTFP) can be used for Single Family.

Where does it apply?

North Tulsa Forward Program (NTFP) serves homebuyers purchasing in Tulsa, Oklahoma.

How do you apply?

Applications for North Tulsa Forward Program (NTFP) go through Be Well Community Development Corporation, which publishes the current terms and the application steps on its own site. Funds are reserved through Application via JotForm; assistance with available funding, priority-based. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for Tulsa homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 86 programs for Tulsa

Program terms are set by Be Well Community Development Corporation and can change; confirm on the official site before you apply.