Forgivable loan
Green Country Habitat Education Begins With Home (Teacher DPA Program)
Income limits · Single Family
Down payment assistance · Tulsa County
Buying a home in Tulsa, OK
4 Tulsa programs, 2 county programs and 18 statewide.Tulsa has 4 programs of its own, 2 more across Tulsa County, and 18 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Tulsa’s own programs
Assistance grant
North Tulsa Forward Program (NTFP)
First-time homebuyers · Income limits · Single Family
Down-payment assistance
Green Country Habitat for Humanity Homebuyer Program
New construction · Income limits · Single Family
First mortgage
Green Country Habitat Homes of Valor (Veteran Homeownership Program)
New construction · Income limits · Single Family
Anywhere in TulsaAnywhere in Tulsa County
2 county programs2 county programs a Tulsa homebuyer can also use
The Tulsa marketThe Tulsa housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Tulsa
- 61.8% single-familysingle-family
- 3% townhousetownhouse
- 6.8% 2–4 units2–4 units
- 27% 5+ unitscondo & apartment buildings (5+ units)
- 1.4% mobile & othermobile home & other
Condos count. 2 of Tulsa’s 6 local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Tulsa’s homes were built
pre-19401970s2020+
64.9%
of Tulsa homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$95,000
County area median income, 4 people (HUD)HUD area median income, Tulsa County, 4-person household (2026)
$59,838
Tulsa median household incomeMedian household income in Tulsa (Census, 2024)
18 of the 86 programs here set their income limit as a share of Tulsa County’s area median income, adjusted for household size. See the published limits for Tulsa County
Free help nearbyFree help near Tulsa
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
6 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 6 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Oklahoma and nationwide
80 statewide & federal programs18 statewide programs, plus federal options
Tulsa questions
Does Tulsa have its own down payment program?
Yes, 4: Green Country Habitat Education Begins With Home (Teacher DPA Program), North Tulsa Forward Program (NTFP), Green Country Habitat for Humanity Homebuyer Program and Green Country Habitat Homes of Valor (Veteran Homeownership Program). Each is for homes inside Tulsa.
Can I use assistance on a condo in Tulsa?
2 of Tulsa’s 6 local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Tulsa County?
Each program sets its own. 18 of the programs here set theirs as a share of HUD’s area median income for Tulsa County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Tulsa?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Tulsa. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
74101 · 74102 · 74103 · 74104 · 74105 · 74106 · 74107 · 74108 · 74110 · 74112 · 74114 · 74115 · 74116 · 74117 · 74119 · 74120 · 74121 · 74126 · 74127 · 74128 · 74129 · 74130 · 74131 · 74132 · 74133 · 74134 · 74135 · 74136 · 74137 · 74141 · 74145 · 74146 · 74147 · 74148 · 74149 · 74150 · 74152 · 74153 · 74155 · 74156 · 74157 · 74158 · 74159 · 74169 · 74170 · 74171 · 74172 · 74182 · 74183 · 74184 · 74186 · 74187 · 74189 · 74192 · 74193 · 74194
Nearby in Tulsa
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.