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Deferred second loan · New construction · Income limits
1-unit single-family, condominium, townhome, PUD
See details Jun 2026
Down payment assistance · Oregon
Buying a home in Multnomah County, OR
1 county-wide program, 2 cities with their own, plus 0 statewide and 62 nationwide.Multnomah has 1 program that covers the whole county and 2 cities with a program of their own. On top of those, 0 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Anywhere in MultnomahAnywhere in Multnomah County
1 program for every Multnomah address1 program that covers every Multnomah address
It is for first-time homebuyers and ask for a homebuyer class.This is run for the whole county, so a home in Portland, Gresham or Troutdale can use it. It is for first-time homebuyers and ask for a homebuyer class.
Only inside city limits
2 cities with their own program2 Multnomah cities with their own program
For a home inside that city, on top of the county-wide 1.A city program is for a home inside that city. Buying there? It sits on top of the 1 county-wide program above.
The Multnomah marketThe Multnomah housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in Multnomah
- 53% single-familysingle-family
- 5.3% townhousetownhouse
- 8.2% 2–4 units2–4 units
- 31.8% 5+ unitscondo & apartment buildings (5+ units)
- 1.7% mobile & othermobile home & other
Condos count. The one county-wide program and all 4 city programs list condos as eligible.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Multnomah’s homes were built
pre-19401970s2020+
60.3%
of Multnomah homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$128,300
HUD area median income, 4 people (FY2026)HUD area median income, Multnomah County, 4-person household (FY2026)
$88,766
Median household income (ACS 2024 5-year)Median household income in Multnomah (Census ACS 2024 5-year)
53.4%
of occupied homes are owner-occupied (Oregon: 63.3%)
The two income figures measure different things. HUD’s area median income is the one programs use. 12 of the 67 programs here set their income limit as a share of Multnomah County’s area median income, adjusted for household size. See the published limits for Multnomah County
Free help in MultnomahFree help in Multnomah
7 HUD-approved counseling agencies with an office in the county7 HUD-approved housing counseling agencies with an office in Multnomah County
5 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 5 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Counted from HUD’s list of approved agencies: active offices whose ZIP code is in Multnomah County.
6 cities and placesA to Z
All cities in Multnomah CountyAll 6 cities and places in Multnomah County
has a program of its own
Multnomah questions
Can I use a county program anywhere in Multnomah?
The 1 county-wide program cover homes anywhere in the county. City programs, like Gresham’s and Portland’s, are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Multnomah County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do Multnomah programs accept condos?
The one county-wide program and all 4 city programs list condos as eligible. The agency confirms it for the home you choose.
Where can I take a homebuyer class in Multnomah?
HUD-approved housing counseling agencies teach homebuyer classes, and 7 agencies have an office in Multnomah County. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.