Deferred second loan
Welcome Home Program
First-time homebuyers · New construction · Income limits · 1-unit single-family, condominium, townhome, PUD
Down payment assistance · Multnomah County
Buying a home in Gresham, OR
2 Gresham programs, 1 county program and 0 statewide.Gresham has 2 programs of its own, 1 more across Multnomah County, and 0 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Gresham addresses
Gresham’s own programs
Assistance grant
City of Gresham Downpayment Assistance Grant
First-time homebuyers · Income limits · 1-unit single-family, condominium, townhome, PUD
Anywhere in MultnomahAnywhere in Multnomah County
1 county program1 county program a Gresham homebuyer can also use
The Gresham marketThe Gresham housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Gresham
- 53.2% single-familysingle-family
- 5.5% townhousetownhouse
- 10% 2–4 units2–4 units
- 28.3% 5+ unitscondo & apartment buildings (5+ units)
- 3% mobile & othermobile home & other
Condos count. All 3 of Gresham’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Gresham’s homes were built
pre-19401970s2020+
48.1%
of Gresham homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$128,300
County area median income, 4 people (HUD)HUD area median income, Multnomah County, 4-person household (2026)
$77,795
Gresham median household incomeMedian household income in Gresham (Census, 2024)
10 of the 65 programs here set their income limit as a share of Multnomah County’s area median income, adjusted for household size. See the published limits for Multnomah County
Free help nearbyFree help near Gresham
9 HUD-approved counseling agencies within 15 miles9 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Oregon and nationwide
62 statewide & federal programs0 statewide programs, plus federal options
Gresham questions
Does Gresham have its own down payment program?
Yes, 2: Welcome Home Program and City of Gresham Downpayment Assistance Grant. Each is for homes inside Gresham.
Can I use assistance on a condo in Gresham?
All 3 of Gresham’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Multnomah County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Multnomah County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Gresham?
HUD-approved housing counseling agencies teach homebuyer classes, and 9 agencies are within 15 miles of Gresham. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
97030 · 97080
Nearby in Multnomah
Sources
Sources: agency sites (June 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.