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Washington County Downpayment Assistance Grant

Countywide, Oregon

Last verified
See what you qualify forOfficial program site →
Income limit

80% AMI

Of area median income; varies by county and household size

Price cap

$550,000

Highest purchase price the program allows

Repayment

Grant

Not repaid

What is Washington County Downpayment Assistance Grant?

Washington County Downpayment Assistance Grant is a grant for homebuyers in Countywide, Oregon.

  • The Washington County Downpayment Assistance Grant, administered by Proud Ground on behalf of Washington County, provides forgivable grant assistance to low- and moderate-income first-time homebuyers purchasing in Washington County. Funds may be used for down payment and closing costs.
  • Forgivable down payment assistance grant for low- and moderate-income first-time homebuyers purchasing in Washington County (excluding Beaverton, Hillsboro, Tigard which have separate programs). Forgiven over the affordability period if owner-occupancy maintained.
  • Funding comes from County, HOME, and CDBG.

Do you have to pay it back?

Washington County Downpayment Assistance Grant is structured as a grant, so it is not repaid.

  • Repayment is triggered by Sale, transfer, refinance without subordination, or loss of owner-occupancy before forgiveness period concludes.
  • The assistance is recorded in 2nd Lien position.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Washington County Downpayment Assistance Grant is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • On credit: Typically 640 minimum FICO (lender overlay)
  • A completed homebuyer education course, through Proud Ground Homebuyer Education (HUD-approved); other HUD-approved housing counseling agencies
  • Residency: Property must be located within Washington County, OR
  • Citizenship or immigration status: U.S. citizen or qualified non-citizen
  • Pre-purchase homebuyer education required. Property must be located within Washington County, OR (typically excluding cities running their own DPA). Must complete Proud Ground intake and qualify under Washington County income/AMI guidelines. Maximum purchase price $550,000.

The program excludes

  • Manufactured homes
  • Purchases above the $550,000 price cap
  • Households above 80% of area median income

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Washington County Downpayment Assistance Grant limits household income to 80% of the area median income, which varies by county and household size.

  • Household income up to 80% AMI for Portland-Vancouver-Hillsboro MSA: 1-person ~$79,450; 8-person ~$107,250 (note: $695,500 figure in seed appears to be a data-entry error; correct top is approximately $107,250 for an 8-person household).
  • The limit applies to total household income, not only the borrower’s.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Washington County Downpayment Assistance Grant caps the purchase price at $550,000.

  • Eligible property types include 1-unit single-family, condominium, townhome, PUD.
  • New construction is eligible.
  • Manufactured homes are not eligible.

Where does it apply?

Washington County Downpayment Assistance Grant serves buyers purchasing in Countywide, Oregon.

How do you apply?

Applications for Washington County Downpayment Assistance Grant go through the administering agency, which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program, through Proud Ground Homebuyer Education (HUD-approved); other HUD-approved housing counseling agencies.

  2. Contact the administering agency to reserve funds

    Funds are reserved through Application through Proud Ground; subject to Washington County fund availability, and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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