HPOF Homeownership Program
Deferred second loan · New construction · Income limit 60% of AMI
1-unit single-family, condominium, townhome, PUD, some manufactured housing on owned land
See details Jun 2026
Down payment assistance · Oregon
Buying a home in Washington County, OR
2 county-wide programs, 1 city with their own, plus 0 statewide and 62 nationwide.Washington has 2 programs that cover the whole county and 1 city with a program of their own. On top of those, 0 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Anywhere in WashingtonAnywhere in Washington County
2 programs for every Washington address2 programs that cover every Washington address
All 2 are for first-time homebuyers and ask for a homebuyer class.These are run for the whole county, so a home in Tigard, Hillsboro or Beaverton can use them. All 2 are for first-time homebuyers and ask for a homebuyer class.
Washington County Downpayment Assistance Grant
Assistance grant · Forgiven over 15 yrs · Income limit 80% of AMI
1-unit single-family, condominium, townhome, PUD
See details Jun 2026
AMI is HUD’s area median income for Washington, adjusted for household size. Each program publishes its own dollar limits.
Only inside city limits
1 city with their own program1 Washington city with their own program
For a home inside that city, on top of the county-wide 2.A city program is for a home inside that city. Buying there? It sits on top of the 2 county-wide programs above.
The Washington marketThe Washington housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in Washington
- 57.3% single-familysingle-family
- 9.1% townhousetownhouse
- 7% 2–4 units2–4 units
- 24.7% 5+ unitscondo & apartment buildings (5+ units)
- 2% mobile & othermobile home & other
Condos count. All 2 county-wide programs and the one city program list condos as eligible.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Washington’s homes were built
pre-19401970s2020+
35.8%
of Washington homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$128,300
HUD area median income, 4 people (FY2026)HUD area median income, Washington County, 4-person household (FY2026)
$107,772
Median household income (ACS 2024 5-year)Median household income in Washington (Census ACS 2024 5-year)
60.8%
of occupied homes are owner-occupied (Oregon: 63.3%)
The two income figures measure different things. HUD’s area median income is the one programs use. 11 of the 65 programs here set their income limit as a share of Washington County’s area median income, adjusted for household size. See the published limits for Washington County
Free help in WashingtonFree help in Washington
4 HUD-approved counseling agencies with an office in the county4 HUD-approved housing counseling agencies with an office in Washington County
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Counted from HUD’s list of approved agencies: active offices whose ZIP code is in Washington County.
21 cities and placesA to Z
All cities in Washington CountyAll 21 cities and places in Washington County
has a program of its own
Washington questions
Can I use a county program anywhere in Washington?
The 2 county-wide programs cover homes anywhere in the county. City programs, like Tigard’s, are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Washington County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do Washington programs accept condos?
All 2 county-wide programs and the one city program list condos as eligible. The agency confirms it for the home you choose.
Where can I take a homebuyer class in Washington?
HUD-approved housing counseling agencies teach homebuyer classes, and 4 agencies have an office in Washington County. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.