1st Home Allegheny
Forgivable loan · Forgiven over 6 yrs · Income limits
Single Family, Townhouse, Condo
See details Aug 2026
Down payment assistance · Pennsylvania
Buying a home in Allegheny County, PA
2 county-wide programs, 2 cities with their own, plus 5 statewide and 62 nationwide.Allegheny has 2 programs that cover the whole county and 2 cities with a program of their own. On top of those, 5 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Anywhere in AlleghenyAnywhere in Allegheny County
2 programs for every Allegheny address2 programs that cover every Allegheny address
All 2 are for first-time homebuyers and ask for a homebuyer class.These are run for the whole county, so a home in Pittsburgh, Mount Lebanon or Bethel Park can use them. All 2 are for first-time homebuyers and ask for a homebuyer class.
Habitat for Humanity of Greater Pittsburgh — Homeownership Program
First mortgage · New construction · Income limit 60% of AMI
Single Family
See details Jul 2026
AMI is HUD’s area median income for Allegheny, adjusted for household size. Each program publishes its own dollar limits.
Only inside city limits
2 cities with their own program2 Allegheny cities with their own program
For a home inside that city, on top of the county-wide 2.A city program is for a home inside that city. Buying there? It sits on top of the 2 county-wide programs above.
The Allegheny marketThe Allegheny housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in Allegheny
- 61.6% single-familysingle-family
- 10.3% townhousetownhouse
- 8.8% 2–4 units2–4 units
- 18.6% 5+ unitscondo & apartment buildings (5+ units)
- 0.7% mobile & othermobile home & other
Condos count. 1 of the 2 county-wide programs and 4 of the 5 city programs list condos as eligible. Habitat for Humanity of Greater Pittsburgh — Homeownership Program lists single family. Penn Hills Homebuyer Assistance Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Allegheny’s homes were built
pre-19401970s2020+
77.1%
of Allegheny homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$110,400
HUD area median income, 4 people (FY2026)HUD area median income, Allegheny County, 4-person household (FY2026)
$78,548
Median household income (ACS 2024 5-year)Median household income in Allegheny (Census ACS 2024 5-year)
65.2%
of occupied homes are owner-occupied (Pennsylvania: 69.3%)
The two income figures measure different things. HUD’s area median income is the one programs use. 15 of the 74 programs here set their income limit as a share of Allegheny County’s area median income, adjusted for household size. See the published limits for Allegheny County
Free help in AlleghenyFree help in Allegheny
8 HUD-approved counseling agencies with an office in the county8 HUD-approved housing counseling agencies with an office in Allegheny County
7 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 7 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Counted from HUD’s list of approved agencies: active offices whose ZIP code is in Allegheny County.
92 cities and placesA to Z
All cities in Allegheny CountyAll 92 cities and places in Allegheny County
has a program of its own
- Allison Park
- Aspinwall
- Avalon
- Bakerstown
- Baldwin
- Bell Acres
- Bellevue
- Ben Avon
- Bethel Park
- Blawnox
- Bloomfield
- Brackenridge
- Braddock
- Braddock Hills
- Bradford Woods
- Brentwood
- Bridgeville
- Carnegie
- Carnot-Moon
- Castle Shannon
- Cheswick
- Churchill
- Clairton
- Coraopolis
- Crafton
- Curtisville
- Dormont
- Dravosburg
- Duquesne
- East McKeesport
- East Pittsburgh
- Edgewood
- Edgeworth
- Elizabeth
- Emsworth
- Enlow
- Etna
- Forest Hills
- Fox Chapel
- Franklin Park
- Gibsonia
- Glassport
- Glenshaw
- Green Tree
- Greenock
- Heidelberg
- Homestead
- Imperial
- Ingram
- Jefferson Hills
- Leetsdale
- Liberty
- Lincoln
- McKees Rocks
- McKeesport
- Millvale
- Monroeville
- Mount Lebanon
- Mount Oliver
- Munhall
- North Braddock
- North Versailles
- Oakdale
- Oakmont
- Pitcairn
- Pittsburgh
- Pleasant Hills
- Plum
- Port Vue
- Rankin
- Rennerdale
- Russellton
- Sewickley
- Sharpsburg
- South Park Township
- Springdale
- Sturgeon
- Swissvale
- Tarentum
- Turtle Creek
- Upper Saint Clair
- Verona
- Versailles
- West Homestead
- West Mifflin
- West View
- Whitaker
- White Oak
- Whitehall
- Wilkinsburg
- Wilmerding
- Wilson
Allegheny questions
Can I use a county program anywhere in Allegheny?
The 2 county-wide programs cover homes anywhere in the county. City programs, like Penn Hills’s and Pittsburgh’s, are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Allegheny County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do Allegheny programs accept condos?
1 of the 2 county-wide programs and 4 of the 5 city programs list condos as eligible. Habitat for Humanity of Greater Pittsburgh — Homeownership Program lists single family. Penn Hills Homebuyer Assistance Program lists single family. The agency confirms it for the home you choose.
Where can I take a homebuyer class in Allegheny?
HUD-approved housing counseling agencies teach homebuyer classes, and 8 agencies have an office in Allegheny County. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.