1st Home Allegheny
Forgivable loan · Forgiven over 6 yrs · Income limits
Down payment assistance · Allegheny County
Buying a home in Upper Saint Clair, PA
2 county programs and 5 statewide.Upper Saint Clair has no program of its own, 2 across Allegheny County, and 5 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Upper Saint Clair
No program of Upper Saint Clair’s own yet
No program run for Upper Saint Clair alone is listed. A home in Upper Saint Clair can use Allegheny County’s programs below, plus the Pennsylvania statewide and federal ones.
The closest city that runs its own program is Pittsburgh, about 9 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in AlleghenyAnywhere in Allegheny County
2 county programs2 county programs a Upper Saint Clair homebuyer can use
5 more programs are for homes in Penn Hills and Pittsburgh. See them 5 programs in neighboring cities — for homes inside those cities, not Upper Saint Clair
- Penn Hills — Penn Hills Homebuyer Assistance Program
- Pittsburgh — Down Payment and Closing Cost Assistance Program (< 80% AMI)
- Pittsburgh — Down Payment and Closing Cost Assistance Program (80% - 115% AMI)
- Pittsburgh — Homeownership Program
- Pittsburgh — Next Steps Grant
Income limits in Allegheny County
How programs here set their income limits
$110,400
County area median income, 4 people (HUD)HUD area median income, Allegheny County, 4-person household (2026)
10 of the 69 programs here set their income limit as a share of Allegheny County’s area median income, adjusted for household size. See the published limits for Allegheny County
Free help nearbyFree help near Upper Saint Clair
9 HUD-approved counseling agencies within 15 miles9 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
Upper Saint Clair questions
Does Upper Saint Clair have its own down payment program?
No program run for Upper Saint Clair alone is listed. A home in Upper Saint Clair can use the 2 programs that cover Allegheny County and the 5 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Upper Saint Clair?
1 of Upper Saint Clair’s 2 local and county programs accept condos. Habitat for Humanity of Greater Pittsburgh — Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Allegheny County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Allegheny County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Upper Saint Clair?
HUD-approved housing counseling agencies teach homebuyer classes, and 9 agencies are within 15 miles of Upper Saint Clair. Create a free account and take the 90-second match to see the ones near you.
Nearby in Allegheny
Sources
Sources: agency sites (July–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.