Down-payment assistance
Mon Valley Initiative Affordable Homeownership Program
Income limits · Single Family
Down payment assistance · Allegheny County
Buying a home in Homestead, PA
1 Homestead program, 2 county programs and 5 statewide.Homestead has 1 program of its own, 2 more across Allegheny County, and 5 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Homestead addresses
Homestead’s own program
Anywhere in AlleghenyAnywhere in Allegheny County
2 county programs2 county programs a Homestead homebuyer can also use
5 more programs are for homes in Penn Hills and Pittsburgh. See them 5 programs in neighboring cities — for homes inside those cities, not Homestead
- Penn Hills — Penn Hills Homebuyer Assistance Program
- Pittsburgh — Down Payment and Closing Cost Assistance Program (< 80% AMI)
- Pittsburgh — Down Payment and Closing Cost Assistance Program (80% - 115% AMI)
- Pittsburgh — Homeownership Program
- Pittsburgh — Next Steps Grant
The Homestead marketThe Homestead housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Homestead
- 41.2% single-familysingle-family
- 13.9% townhousetownhouse
- 20.2% 2–4 units2–4 units
- 24.6% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
Condos count. 1 of Homestead’s 3 local and county programs accept condos. Mon Valley Initiative Affordable Homeownership Program lists single family. Habitat for Humanity of Greater Pittsburgh — Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Homestead’s homes were built
pre-19401970s2020+
71.9%
of Homestead homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$110,400
County area median income, 4 people (HUD)HUD area median income, Allegheny County, 4-person household (2026)
$39,052
Homestead median household incomeMedian household income in Homestead (Census, 2024)
11 of the 70 programs here set their income limit as a share of Allegheny County’s area median income, adjusted for household size. See the published limits for Allegheny County
Free help nearbyFree help near Homestead
8 HUD-approved counseling agencies within 15 miles8 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
Homestead questions
Does Homestead have its own down payment program?
Yes, one: Mon Valley Initiative Affordable Homeownership Program, a down-payment assistance (income limits). It is for homes inside Homestead.
Can I use assistance on a condo in Homestead?
1 of Homestead’s 3 local and county programs accept condos. Mon Valley Initiative Affordable Homeownership Program lists single family. Habitat for Humanity of Greater Pittsburgh — Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Allegheny County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Allegheny County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Homestead?
HUD-approved housing counseling agencies teach homebuyer classes, and 8 agencies are within 15 miles of Homestead. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
15120
Nearby in Allegheny
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.