Austin Habitat for Humanity Homeownership Program

Austin Habitat for Humanity Homeownership Program is a grant for homebuyers in Austin, Texas. Austin Habitat for Humanity provides affordable homeownership opportunities in Austin and surrounding counties (Travis, Hays, Bastrop, Blanco, Caldwell) for households at or below 80% AMI. Buyers must be first-time homeowners, have a 620+ credit score, and lived/worked in the service area for at least six months. Homes are sold starting at $152,000 with 100% financing through preferred lenders offering below-market interest rates. Homes starting at $152,000. 100% financing available. Below-market interest rates. Homebuyer education included. Serves Travis, Hays, Bastrop, Blanco & Caldwell counties. 620 minimum credit score. Funding comes from Nonprofit.

Austin Habitat for Humanity Homeownership Program is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Austin Habitat for Humanity Homeownership Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. The program lists a minimum credit score of 620. A homebuyer education course is required. Citizenship or immigration status: yes.

Austin Habitat for Humanity Homeownership Program limits household income to 80% of the area median income, which varies by county and household size. Household income at or below 80% of HUD Median Family Income for Austin-Round Rock MSA. 2025 limits: 1-person $72,950; 4-person $104,200. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Austin Habitat for Humanity Homeownership Program caps the purchase price at $152,000. Eligible property types include Single-family. New construction is eligible.

Austin Habitat for Humanity Homeownership Program serves homebuyers purchasing in Austin, Texas. The program gives priority to designated target areas, so the address matters as well as the county.

Applications for Austin Habitat for Humanity Homeownership Program go through the administering agency, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.