Austin Habitat for Humanity Homeownership Program
Assistance grant · New construction · Income limit 80% of AMI
Single-family
See details Aug 2026
Down payment assistance · Texas
Buying a home in Travis County, TX
3 county-wide programs, 1 city with their own, plus 41 statewide and 62 nationwide.Travis has 3 programs that cover the whole county and 1 city with a program of their own. On top of those, 41 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Anywhere in TravisAnywhere in Travis County
3 programs for every Travis address3 programs that cover every Travis address
All 3 ask for a homebuyer class.These are run for the whole county, so a home in Austin, Pflugerville or Lakeway can use them. All 3 ask for a homebuyer class.
Frameworks CDC Homebuyer Program
Assistance grant · New construction
Single-family
See details Aug 2026
Travis County - Hill Country Home Down Payment Assistance
Forgivable loan · Forgiven over 10 yrs · Income limit 140% of AMI
Single Family, Condo, Townhouse
See details Jul 2026
AMI is HUD’s area median income for Travis, adjusted for household size. Each program publishes its own dollar limits.
Only inside city limits
1 city with their own program1 Travis city with their own program
For a home inside that city, on top of the county-wide 3.A city program is for a home inside that city. Buying there? It sits on top of the 3 county-wide programs above.
The Travis marketThe Travis housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in Travis
- 51.5% single-familysingle-family
- 4.4% townhousetownhouse
- 5.7% 2–4 units2–4 units
- 35.4% 5+ unitscondo & apartment buildings (5+ units)
- 2.9% mobile & othermobile home & other
Condos count. 1 of the 3 county-wide programs and 1 of the 2 city programs list condos as eligible.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Travis’s homes were built
pre-19401970s2020+
24%
of Travis homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$134,400
HUD area median income, 4 people (FY2026)HUD area median income, Travis County, 4-person household (FY2026)
$99,611
Median household income (ACS 2024 5-year)Median household income in Travis (Census ACS 2024 5-year)
52.1%
of occupied homes are owner-occupied (Texas: 62.6%)
The two income figures measure different things. HUD’s area median income is the one programs use. 22 of the 108 programs here set their income limit as a share of Travis County’s area median income, adjusted for household size. See the published limits for Travis County
Free help in TravisFree help in Travis
3 HUD-approved counseling agencies with an office in the county3 HUD-approved housing counseling agencies with an office in Travis County
5 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 5 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Counted from HUD’s list of approved agencies: active offices whose ZIP code is in Travis County.
21 cities and placesA to Z
All cities in Travis CountyAll 21 cities and places in Travis County
has a program of its own
Travis questions
Can I use a county program anywhere in Travis?
The 3 county-wide programs cover homes anywhere in the county. City programs, like Austin’s, are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Travis County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do Travis programs accept condos?
1 of the 3 county-wide programs and 1 of the 2 city programs list condos as eligible. The agency confirms it for the home you choose.
Where can I take a homebuyer class in Travis?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies have an office in Travis County. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.