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Corpus Christi Homebuyer Assistance Program

Corpus Christi, Texas

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See what you qualify forOfficial program site →
Assistance

$35,000

The maximum the program publishes — not an offer

Income limit

80% AMI

Of area median income; varies by county and household size

Price cap

$238,000

Highest purchase price the program allows

Repayment

Forgivable

Forgiven after 10 years

What is Corpus Christi Homebuyer Assistance Program?

Corpus Christi Homebuyer Assistance Program is a forgivable loan for homebuyers in Corpus Christi, Texas.

  • City of Corpus Christi program providing up to $35,000 in 0% interest forgivable loans for down payment (up to $25,000) and closing costs (up to $10,000). Loan is forgiven over 5-10 years based on assistance amount. Available to first-time homebuyers at or below 80% AMI purchasing within Corpus Christi city limits. Funded through HOME Investment Partnerships (HOME) Program.
  • Up to $25,000 for down payment and up to $10,000 for closing costs (total up to $35,000).
  • 0% interest forgivable loan.
  • forgiven over 5 years (amounts under $15,000) or 10 years (amounts $15,000+).
  • no monthly payments.
  • available to households at or below 80% AMI.
  • funded through federal HOME Investment Partnerships Program.
  • Funding comes from Federal.

How much assistance does it provide?

Corpus Christi Homebuyer Assistance Program offers up to $35,000 in assistance.

  • The program can be combined with other assistance, subject to the rules of each.
  • Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Do you have to pay it back?

Corpus Christi Homebuyer Assistance Program is forgiven after 10 years, so a buyer who stays that long does not repay it.

  • Repayment is triggered by Sale, Refinance, and Transfer of Title.
  • The assistance is recorded in 2nd Lien position.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Corpus Christi Homebuyer Assistance Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — with exceptions: Not owned home in last 3 years; displaced homemakers may qualify
  • The home is occupied as a primary residence
  • A completed homebuyer education course
  • Must purchase within Corpus Christi city limits. First-time homebuyer required (not owned in last 3 years). Existing homes: max price $173,000; new construction: max price $238,000. HUD-approved homebuyer education course required. Must work with approved participating lender. Minimum 1% borrower contribution may be required.

The program excludes

  • Purchases above the $238,000 price cap
  • Households above 80% of area median income

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Corpus Christi Homebuyer Assistance Program limits household income to 80% of the area median income, which varies by county and household size.

  • 1 person: $38,850; 2 person: $44,400; 3 person: $49,950; 4 person: $55,450; 5 person: $59,900 (2024 Nueces County limits).
  • The limit applies to total household income, not only the borrower’s.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Corpus Christi Homebuyer Assistance Program caps the purchase price at $238,000.

  • Eligible property types include Single Family.
  • New construction is eligible.

Where does it apply?

Corpus Christi Homebuyer Assistance Program serves buyers purchasing in Corpus Christi, Texas.

How do you apply?

Applications for Corpus Christi Homebuyer Assistance Program go through the administering agency, which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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