Dallas Anti-Displacement Program (DHAP 10)

What is Dallas Anti-Displacement Program (DHAP 10)?

Dallas Anti-Displacement Program (DHAP 10) is a grant for homebuyers in Dallas, Texas.

• The Dallas Anti-Displacement Homebuyer Assistance Program (DHAP 10) provides need-based assistance up to $50,000 for current City of Dallas residents who have lived in Dallas for at least 10 cumulative years and wish to purchase a home in the city. Income must be between 50% and 120% AMI. Assistance is a 0% interest forgivable deferred loan. Applications are accepted October 1–July 31 annually.
• Up to $50,000 in forgivable deferred loan.
• 0% interest.
• No monthly payments.
• Must be current Dallas resident with 10+ years cumulative city residency.
• Housing payment capped at 35% of gross monthly income.
• Funding comes from Federal.

How much assistance does it provide?

Dallas Anti-Displacement Program (DHAP 10) offers up to $50,000 in assistance.

• The program can be combined with other assistance, subject to the rules of each.
• Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Do you have to pay it back?

Dallas Anti-Displacement Program (DHAP 10) is structured as a grant, so it is not repaid.

• Repayment is triggered by Sale, Refinance, and No Longer Primary.
• The assistance is recorded in 2nd Lien position.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Dallas Anti-Displacement Program (DHAP 10) is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

Dallas Anti-Displacement Program (DHAP 10) limits household income to 120% of the area median income, which varies by county and household size.

• Household income between 50% and 120% of AMI; must have lived in City of Dallas for at least 10 cumulative years.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Dallas Anti-Displacement Program (DHAP 10) can be used for Single-family.

• New construction is eligible.

Where does it apply?

Dallas Anti-Displacement Program (DHAP 10) serves buyers purchasing in Dallas, Texas.

• The program gives priority to designated target areas, so the address matters as well as the county.

How do you apply?

Applications for Dallas Anti-Displacement Program (DHAP 10) go through the administering agency, which publishes the current terms and the application steps on its own site.

1. 1

   Take a homebuyer education course

   Required by the program before funds are reserved.

2. 2

   Contact the administering agency to reserve funds

   Funds are reserved with the provider and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.