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Dallas Anti-Displacement Program (DHAP 10)

Dallas Anti-Displacement Program (DHAP 10) is a grant for homebuyers in Dallas, Texas.

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The program asks for

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course
  • Citizenship or immigration status: yes
  • A home inside Dallas city limits

It doesn’t cover

  • Households above 120% of area median income
  • Homes outside Dallas

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Income limit

120% of Dallas County’s area median income

HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.

$121,100
Area median income, 4-person household (HUD, 2026)

Where it applies

Dallas’s homes

  • 41.3% single-family
  • 3.9% townhouse
  • 6.7% 2–4 units
  • 46.9% 5+ units
  • 1.2% mobile & other

A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.

$320,700

Dallas median home value

48.1%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in Dallas

How to apply

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is Dallas Anti-Displacement Program (DHAP 10)?

Dallas Anti-Displacement Program (DHAP 10) is a grant for homebuyers in Dallas, Texas. The Dallas Anti-Displacement Homebuyer Assistance Program (DHAP 10) provides need-based assistance up to $50,000 for current City of Dallas residents who have lived in Dallas for at least 10 cumulative years and wish to purchase a home in the city. Income must be between 50% and 120% AMI. Assistance is a 0% interest forgivable deferred loan. Applications are accepted October 1–July 31 annually. Up to $50,000 in forgivable deferred loan. 0% interest. No monthly payments. Must be current Dallas resident with 10+ years cumulative city residency. Housing payment capped at 35% of gross monthly income. Funding comes from Federal.

How much assistance does it provide?

Dallas Anti-Displacement Program (DHAP 10) offers up to $50,000 in assistance. The program can be combined with other assistance, subject to the rules of each. Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Do you have to pay it back?

Dallas Anti-Displacement Program (DHAP 10) is structured as a grant, so it is not repaid. Repayment is triggered by Sale, Refinance, and No Longer Primary. The assistance is recorded in 2nd Lien position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Dallas Anti-Displacement Program (DHAP 10) is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required. Citizenship or immigration status: yes.

What are the income limits?

Dallas Anti-Displacement Program (DHAP 10) limits household income to 120% of the area median income, which varies by county and household size. Household income between 50% and 120% of AMI; must have lived in City of Dallas for at least 10 cumulative years. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Dallas Anti-Displacement Program (DHAP 10) can be used for Single-family. New construction is eligible.

Where does it apply?

Dallas Anti-Displacement Program (DHAP 10) serves homebuyers purchasing in Dallas, Texas. The program gives priority to designated target areas, so the address matters as well as the county.

How do you apply?

Applications for Dallas Anti-Displacement Program (DHAP 10) go through the administering agency, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for Dallas homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 117 programs for Dallas

Program terms are set by the administering agency and can change; confirm on the official site before you apply.